Question 1

What is the best alternative to enza in Nigeria?

Accepted Answer

For Nigeria-first payment infrastructure, start with Zainpay and CoralPay. Zainpay is Nigeria-focused and supports card payments, bank transfers, virtual accounts, and POS with instant settlement, while CoralPay offers switching and processing plus USSD payments and bank transfers.

Question 2

Which enza competitor should I consider in South Africa for enterprise API payments?

Accepted Answer

In South Africa, Stitch is a strong enza competitor for enterprise API payments. It supports Pay by bank, cards, debit orders, cash, manual EFT, and crypto, and is available in South Africa (and Nigeria).

Question 3

What can I use instead of enza for an online payment gateway in South Africa?

Accepted Answer

If your main need is a gateway in South Africa, Payfast is a direct option. Payfast supports 18+ payment methods and provides payouts and refunds, with integrations via plugins or API.

Question 4

What apps are like enza for POS and in-person card acceptance?

Accepted Answer

For in-person acceptance, compare iKhokha and OPay Business. iKhokha is positioned around card machines plus online payments and invoicing in South Africa, while OPay Business focuses on Nigerian merchants taking POS transactions with instant settlement to a merchant account.

Question 5

Which enza alternative is best for NFC tap-to-pay (SoftPOS) projects?

Accepted Answer

For NFC tap-to-pay, shortlist Cashafrica and Lipa Payments. Cashafrica provides API-based contactless payments infrastructure with SDKs and a sandbox in Nigeria, while Lipa Payments is a SoftPOS platform in South Africa that uses Android NFC and offers APIs and SDKs.

Question 6

Is enza available in Egypt, and what are my options if I need a provider with listed coverage elsewhere?

Accepted Answer

enza references Egypt among its African markets. If you need a provider with explicitly listed availability in Nigeria or South Africa, compare options like Stitch (Nigeria and South Africa) or Payfast (South Africa), then confirm Egypt coverage during procurement.

Question 7

Which enza alternative helps when you want to route payments across multiple PSPs?

Accepted Answer

If your problem is managing more than one PSP, NjiaPay is built for that. It routes transactions across PSPs, unifies analytics, and simplifies reconciliation, and is available in Nigeria, Kenya, and South Africa.

Question 8

How do I switch from enza to another payment provider without breaking your checkout?

Accepted Answer

Start by running a parallel integration with a shortlisted provider like Stitch or Payfast, then migrate traffic in phases by payment method and route. If you are changing your in-person acceptance setup, validate POS flows with options like iKhokha or OPay Business before you cut over.

Top 103 Best enza Alternatives & Competitors (2026)

Alternatives to enza

Cashafrica

Zainpay

OPay Business

Stitch

Payfast

Lipa Payments

NjiaPay

CoralPay

iKhokha

TeamApt Limited

Yoco

Nomba

Squadco

Netcash

Traction Apps

Runteller

Ipay Africa

JabuPay

Regxta

XpressPay

MULTIVERSE® by Di...

Ezeebit

Kashier

Vantagepay

Frequently Asked Questions

More Fintech Product Alternatives

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