NjiaPay
A payment management platform for South African online merchants that routes transactions across PSPs, unifies analytics, and simplifies reconciliation.
NjiaPay Product Overview
Is NjiaPay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Online merchants
- Checkout teams
What It Does Well
- Routes payments across PSPs
- Checkout performance tuning
Things to Check
- Supported PSP list
- Routing rules control
About NjiaPay
NjiaPay is a payment management platform (PMP) for South African online businesses that connects multiple payment service providers (PSPs) in one control tower to reduce failed payments and improve checkout reliability.
Key capabilities include:
- Intelligent payment routing that uses real-time data and AI to select the most suitable PSP and route per transaction, helping reduce declines, failed 3DS, and outages.
- Unified payment portal and analytics that standardises data across PSPs so teams can track transactions, revenue, refunds, and performance in one view.
- Reconciliation reporting that consolidates month-end data into a single report, reducing manual spreadsheet work.
- Checkout and billing tools including branded checkout, recurring payments, and multi-currency transactions (plan-dependent).
Available on Web, with APIs for custom implementations, plus a WooCommerce plugin and Shopify app for faster setup.
Target users include B2B merchants and online-first businesses in South Africa, including subscriptions, ecommerce retailers, SaaS products, and marketplaces that want to keep their existing PSP contracts while gaining more control and visibility.
Notable in the African payments context for focusing on payment performance and operational consolidation across fragmented PSP stacks, with public references to customer outcomes such as a Talk360 checkout conversion uplift (25%) and recent funding and leadership updates cited in industry coverage.
NjiaPay Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for NjiaPay
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NjiaPay Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataNjiaPay has raised $3.1M across 3 recorded funding events. The latest was Seed in Mar 2026.
- Total Raised:
- $3.1M
- Latest Round:
- Seed
NjiaPay Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
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Latest NjiaPay News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataJobs at NjiaPay
| Title | Posted |
|---|---|
| Senior Python Engineer - Payments Orchestration | May 15, 2026 |
Frequently Asked Questions About NjiaPay
NjiaPay is a payment management platform that connects multiple payment service providers (PSPs) into one control tower. It uses AI-powered intelligent routing to automatically select the best PSP for each transaction, reducing failed payments and improving checkout success rates. The platform also provides unified analytics to track transactions and revenue across all your PSPs, reconciliation tools to simplify month-end reporting, and checkout features like branded checkouts and recurring payments.
NjiaPay offers three main subscription plans: Starter at R999/month (up to 1,000 transactions, 2 PSPs), Growth at R4,999/month (up to 5,000 transactions, 3 PSPs), and Scale at R9,999/month (up to 10,000 transactions, 4 PSPs). All plans include a 30-day free trial with no contracts, and you can cancel anytime. Custom pricing is available for businesses processing more than 10,000 transactions monthly.
NjiaPay primarily operates in South Africa, with expansion across Africa underway. The platform is designed specifically for South African online merchants, though it is expanding its services to other African markets.
You can sign up for NjiaPay by creating an account through the Merchant Portal at njiapay.com. You'll need to register as a legal entity (organizations only, not individuals), and you can then generate your API keys from the Settings section of the merchant portal to start integrating.
NjiaPay does not have a dedicated mobile app. The platform is available as a web application, and you can access it through WooCommerce and Shopify plugins or via API for custom integrations.
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