Breet — Crypto & Stablecoins Payment API for African Businesses 
A payment gateway for businesses to collect customer payments via Visa, Mastercard, Verve, bank accounts, and bank transfers through web checkout and APIs.
XpressPay Product Overview
Is XpressPay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian online stores
- Service businesses
What It Does Well
- Card payments
- Bank transfer payments
Things to Check
- Settlement timeline
- Supported bank list
About XpressPay
XpressPay is a payment gateway for businesses that need to collect electronic payments from customers using cards and bank-based methods.
Key capabilities include:
- Card payments that support Visa, Mastercard, and Verve for online customer checkout
- Bank payments via bank accounts and bank transfers, giving customers alternatives to cards
- Simple pricing with no setup or maintenance fees, with charges applied per transaction (transaction rates are not publicly detailed in the available sources)
Available on Web, with API access for integrating payments into websites and applications.
It targets B2B teams, including SMEs and larger businesses that want a single payment gateway to accept multiple local payment options.
It is notable in the Nigerian market context for supporting Verve alongside international card schemes and bank transfer methods, which can help businesses serve customers with different preferred payment channels.
XpressPay Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
What it does
African alternative to
Recent Reviews for XpressPay
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work3.7
Great · 1 review
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How is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workA
Adamumomo332
NG · 2 reviews
May 31, 2026
. The web checkout experience is smooth, and the API integration makes it easy for developers to embed payments into their applications.
Frequently Asked Questions About XpressPay
XpressPay is a secure, all-in-one digital payment solution that enables fast, simple, and reliable transactions through cards, transfers, USSD, QR codes, and the Xpress Wallet. It also supports multi-currency transactions, helping businesses expand globally.
XpressPay offers simple pricing with no setup or maintenance fees and charges some of the lowest transaction fees in the industry. You only pay when you get paid, with no hidden charges.
XpressPay (operated by Xpress Payment Solutions Limited) primarily operates in Nigeria, where it is licensed by the Central Bank of Nigeria as a payment switching and processing company.
You can sign up for XpressPay by registering on its website as an individual or business and providing the required personal or business information for verification.
XpressPay is aimed at B2B users such as SMEs, online merchants, and businesses that need a single checkout and payment processing option for web and app use cases.
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