Luno
4.4(17)Buy, trade, and earn crypto with built-in security
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Crypto and Web3 products are becoming practical financial tools across Africa, not just speculative assets. From exchanges and wallets to stablecoin payment rails, on-ramps, and off-ramps, this category covers software that actually holds, trades, or moves crypto, or provides the infrastructure that businesses build on. You will also see bridges between everyday value stores and crypto, such as gift card conversions, alongside cross border settlement options that can reduce friction for payments.
When comparing options, focus on what you need to do most: buy or sell, self-custody vs custodial storage, peer-to-peer trading with escrow, or stablecoin payouts and merchant settlement. Key signals include licensing and compliance posture, security controls like 2FA and cold storage, liquidity and spreads, supported networks and assets, and reliability of local payment methods. For many African users, fees, FX transparency, and withdrawal speed to mobile money or bank accounts matter as much as advanced features like APIs or earn products.
Liners reviews Crypto and Web3 products with an Africa-first lens, validating real-world utility, safety basics, and clarity of pricing and limits, alongside regional availability. Use this page to compare exchanges like Luno or VALR, infrastructure providers like Yellowcard, and other workflows by filtering for features such as Cryptocurrency Trading, Stablecoins, Gift Cards, Bill Payments, and Cross-Border Payments. If you are also exploring adjacent financial tooling, browse the broader Fintech category.
This category includes cryptocurrency exchanges, digital wallets, blockchain-based payment platforms, stablecoin services, DeFi protocols, and Web3 infrastructure tools that operate in or serve African markets. Each listing includes details on supported coins, trading fees, security features, and regulatory status.
Cryptocurrency regulation varies by country. Nigeria allows crypto trading through licensed exchanges but restricts banks from processing crypto transactions. South Africa treats crypto as a financial product under FSCA oversight. Kenya and Ghana have evolving frameworks. Always check the current regulatory status in your country before using any crypto platform.
Many Africans use crypto for cross-border remittances to avoid high fees, as a store of value against currency depreciation, and for international payments where traditional banking is limited. Stablecoins like USDT and USDC are popular for holding dollar-denominated value. Peer-to-peer trading platforms have particularly strong adoption in Nigeria and Kenya.
Prioritise security features like two-factor authentication and cold storage. Check supported fiat currencies and local payment methods such as mobile money and bank transfers. Compare trading fees, withdrawal limits, and KYC requirements. User reviews on this directory can help you gauge reliability and customer support quality.
Centralised exchanges (CEXs) are operated by companies that custody your funds, offer customer support, and handle compliance. Decentralised exchanges (DEXs) let you trade directly from your wallet without an intermediary, offering more privacy but requiring more technical knowledge. Both types are listed in this directory with clear labels.
Buy, trade, and earn crypto with built-in security
Sell gift cards and crypto for instant payouts
Stablecoin and fiat payments infrastructure for emerging markets
Trade gift cards, sell crypto, and pay bills in one place
Trade crypto and gift cards, pay bills, buy eSIMs in Africa
Sell, buy, and swap crypto with instant Naira and Cedis payouts
Trade and manage digital assets with local payouts
Reviews and safety signals from people you actually trust
Move and manage business money across borders from Africa
Sell gift cards and crypto for instant cash in Naira
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