Apexpay

Apexpay is a consumer gift card and cryptocurrency exchange for users in West Africa who want to convert unused gift cards or crypto into cash payouts.

Key capabilities include:

• Sell physical and digital gift cards from brands such as Apple, Amazon, Steam, Google Play, Sephora, eBay, and Razer Gold, with trades initiated through agent chat
• Trade crypto for cash including USDT (TRC20/ERC20), Bitcoin, Ethereum, USDC, and Bitcoin Cash, with withdrawals available in supported payout options
• Rate Calculator and brand-specific rate pages to check expected value before trading
• Refills and bill payments for airtime, data, cable TV, electricity, and betting, positioned on the site as discounted refills

Available on Web (dashboard) and mobile apps on Android and iOS.

It targets individual consumers in Nigeria and Ghana who need quick ways to cash out gift cards and crypto, compare exchange rates, and handle everyday refills from one app.

In the West African market, it is notable for combining gift card exchange, crypto cash-out, and utility refills in one product, plus public claims of a large user base (the website cites 50,000+ customers; other site text cites 500,000+) and an in-app points system with quarterly rewards referenced on the website.

As of Jun 22, 2026, Apexpay is rated 3.9 on the App Store from 742 reviews and 4.4 on Google Play from 4K reviews with 500K+ installs.