An online platform for users in Nigeria and Ghana to sell gift cards and cryptocurrencies, buy RMB, and pay bills with instant bank payouts in Naira and Cedi.

Sogo is an online financial services platform for individuals in Nigeria and Ghana who want to convert gift cards and cryptocurrency to cash, buy RMB (Chinese Yuan), and pay everyday bills with bank payouts.
Key capabilities include:
Available on Web (web app), Android, iOS, and via a REST API with documentation at https://developer.sogo.africa/.
It primarily serves consumers who need fast payouts and bill payments, and also supports developers and businesses that want to integrate gift card trading, crypto payouts, RMB purchases, and bill payments through an API.
Notable for its Nigeria and Ghana focus, advertised instant bank payouts, an ambassador referral program, and API features such as HMAC-SHA256 webhooks, idempotency, a sandbox environment, and a stated 300 requests/min rate limit. The site also lists CAC, SCUML, and NDPC certifications and notes operation by FraNKAPPWeb Technologies Ltd.
As of Jun 22, 2026, Sogo is rated 4.4 on Google Play from 248 reviews with 50K+ installs.
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