An online platform for users in Nigeria and Ghana to sell gift cards and cryptocurrencies, buy RMB, and pay bills with instant bank payouts in Naira and Cedi.

Sogo Product Overview

Is Sogo Right for You?

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Best For

  • Nigeria and Ghana users
  • Gift card sellers

What It Does Well

  • Sell gift cards online
  • Sell crypto for cash

Things to Check

  • Supported gift card brands
  • Supported coins list

About Sogo

Screenshot of Sogo website

Sogo is an online financial services platform for individuals in Nigeria and Ghana who want to convert gift cards and cryptocurrency to cash, buy RMB (Chinese Yuan), and pay everyday bills with bank payouts.

Key capabilities include:

  • Sell gift cards for cash with support for 50+ brands and multiple formats (physical cards, e-codes, digital receipts), paid out to bank accounts in NGN (₦) or GHS (₵).
  • Sell cryptocurrency including Bitcoin (BTC), Ethereum (ETH), and USDT, with direct bank payouts in Nigeria.
  • Buy RMB (CNY) to fund Alipay, WeChat Pay, or Chinese bank accounts/cards, with transfers shown as taking 5 to 30 minutes.
  • Pay bills such as airtime, mobile data, electricity, cable TV, ePINs, bet funding, education payments, and international eSIM plans, with instant delivery/confirmation.

Available on Web (web app), Android, iOS, and via a REST API with documentation at https://developer.sogo.africa/.

It primarily serves consumers who need fast payouts and bill payments, and also supports developers and businesses that want to integrate gift card trading, crypto payouts, RMB purchases, and bill payments through an API.

Notable for its Nigeria and Ghana focus, advertised instant bank payouts, an ambassador referral program, and API features such as HMAC-SHA256 webhooks, idempotency, a sandbox environment, and a stated 300 requests/min rate limit. The site also lists CAC, SCUML, and NDPC certifications and notes operation by FraNKAPPWeb Technologies Ltd.

Sogo Facts

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Pricing & Fees
Variable pricingUSD ($) - rate per $1: Physical Vertical ₦1,005 - ₦1,050 tiered; Physical Horizontal ₦1,002 - ₦1,040 tiered; eCode ₦900 - ₦950 tiered. Also shown for GHS: ₵8.24 - ₵8.61 tiered; ₵8.22 - ₵8.53 tiered; ₵7.38 - ₵7.79 tiered. Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

As of Oct 5, 2026, Sogo is rated 4.4 on Google Play from 281 reviews with 50K+ installs.

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Frequently Asked Questions About Sogo

Sogo is an online financial services platform for users in Nigeria and Ghana that lets you sell gift cards and cryptocurrencies for cash, buy RMB (Chinese Yuan) for Alipay, WeChat Pay, or Chinese bank accounts, and pay everyday bills with instant bank payouts in Naira and Cedi. You create an account, choose the service you need (for example gift card sale, crypto sale, RMB purchase, or bill payment), submit the required details, and receive payouts or confirmations to your bank or target account, usually within minutes.

Creating a Sogo account is free, and there are no subscription fees. Costs are built into the transaction rates for services like selling gift cards or crypto, buying RMB, or paying bills, and these rates are shown in the app or web app at the time of each transaction.

Sogo currently operates in Nigeria and Ghana. Payouts are made to local bank accounts in Naira (NGN) and Cedi (GHS).

You can sign up for Sogo by visiting the web app or downloading the mobile app, then creating an account with your basic details and completing any required verification steps. Once registered and verified, you can start selling gift cards and crypto, buying RMB, and paying bills from your dashboard.

Yes, Sogo is available on Android. Get Sogo on Google Play for Android.

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