UTU
A trust network for individuals that shows network-only reviews and safety signals for websites, wallets, and Mpesa numbers, with rewards for helpful feedback.

Is UTU right for you?
Best for
- Kenyan crypto users
- Online buyers
- Mpesa senders
- Wallet-to-wallet traders
- Community reviewers
What it does well
- Network-only reviews
- Website safety signals
- Wallet safety signals
- Mpesa number signals
- Rewards for feedback
Things to check
- Signals you can see
- Supported wallets
- Site coverage
- Mpesa lookup accuracy
- Reward payout rules
UTU is a trust network for individuals who want network-based reviews and safety signals when browsing the web, transacting online, or using Web3 apps.
Key capabilities include:
- Social-network trust graph: Connect social media accounts to build a personal trust network and earn UTU Trust Tokens (UTT) as non-transferable reputation.
- Network-only recommendations: View feedback exclusively from real people in a user’s network, avoiding anonymous reviews and bot manipulation.
- Review and endorse many entity types: Leave staked feedback on websites and pages, on-chain addresses (wallets, tokens, dapps), Mpesa Paybill and Till numbers, plus places, phone numbers, emails, and other identifiers.
- Web and wallet protection surfaces: Use a Chrome browser extension for browsing, d-app connection context, and “review to earn”, plus a MetaMask Snap that adds network-driven insights for connect, send, sign, and swap actions.
Available on Web (app.utu.io), Chrome Browser Extension, and MetaMask Snap.
Target audience: B2C users in Africa and other high-growth markets who want social-proof-based trust for online interactions, mobile money identifiers, and Web3 activity.
Notable in the region, the product is built by a Nairobi, Kenya-based company and supports local trust use cases such as Mpesa Paybill and Till number reviews, alongside multi-chain Web3 contexts.
Frequently Asked Questions About UTU
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