Breet — Crypto & Stablecoins Payment API for African Businesses 
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Convert crypto to local money instantly for daily payments
Swapam
A mobile crypto off-ramp and utilities app for individuals in Africa to swap crypto, convert to Naira, transfer to banks, and pay airtime and bills.
Swapam Product Overview
Is Swapam Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian crypto holders
- Stablecoin cash-outs
What It Does Well
- Crypto to naira swaps
- Stablecoin support
Things to Check
- Supported stablecoins
- Supported banks
About Swapam
Swapam is a mobile-first cryptocurrency off-ramp and utilities payments app for individuals who want to convert crypto to fiat (including Naira) and spend it on everyday services.
Key capabilities include:
- Crypto swaps and off-ramping: swap supported crypto assets and convert to fiat, with transfers that can be sent to bank accounts.
- Virtual accounts and wallet management: access virtual accounts, hold funds in a secure digital wallet, and review balances and transaction history.
- Utilities and top-ups: pay electricity, internet, and cable subscriptions, plus buy airtime and mobile data directly from crypto balances.
- Security and account protection: supports two-factor authentication (2FA) and industry-standard encryption, with additional decentralized security measures noted by the provider.
Available on Android (Google Play Store) and iOS (App Store).
Built for B2C users in Africa, with a strong focus on Nigeria through Naira conversions and bank transfers, plus support for cross-border transactions.
Notable context: the product positions itself around quick crypto-to-fiat access for practical spending, and reports 345,000+ transactions, 11,000+ downloads, and 33,000+ active users, which signals active usage for off-ramping and bill payments in the region.
Swapam Facts
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Official Links
As of Oct 5, 2026, Swapam is rated 5.0 on the App Store from 1 review and 4.0 on Google Play from 5 reviews with 100+ installs.
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Frequently Asked Questions About Swapam
Swapam is a mobile cryptocurrency off-ramp and bill payment app designed for individual users in Africa, with specific support for converting crypto to Nigerian Naira. It helps people swap crypto assets, convert to fiat, and send proceeds to bank accounts, while also paying everyday services such as electricity, internet, cable subscriptions, and airtime or mobile data top-ups from within the same app.
Swapam provides crypto off-ramp services with low charges, generating revenue through transparent transaction-based fees during currency swaps.
While operating from Nigeria, the fintech platform facilitates crypto-to-Naira conversions for users across Africa.
Users can sign up by downloading the official mobile application from the Apple App Store or Google Play Store and completing the in-app registration process.
Yes, Swapam is available on iOS and Android. You can download Swapam on the App Store for iPhone or get it on Google Play for Android.
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