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A crypto-to-fiat wallet for Nigerians that converts BTC, ETH, USDT and more into local currency instantly, then lets users pay bills, transfer to banks, and scan-to-pay.

Paxalpay is a crypto-to-fiat mobile wallet for consumers who want to deposit cryptocurrency and settle instantly in local currency for everyday spending and cash-outs.
Key capabilities focus on converting and using funds without relying on P2P traders:
Available on iOS (Apple App Store). A public website and Help Center are available on the web.
Targeted at individual consumers in Nigeria, especially people converting cryptocurrency to Naira and using those funds for local transfers and bill payments.
Notable in the Nigerian market context as an alternative to P2P crypto trades, positioning itself around instant settlement, upfront fees, and reducing common P2P risks such as delays and counterparty issues. Paxalpay states it is not a bank, and that banking services, where applicable, are provided by regulated partner institutions.
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