What is Bitnob and how does it work?

Bitnob is a Bitcoin-focused financial platform for sending, receiving, saving Bitcoin and stablecoins, accepting crypto payments, issuing virtual cards, and handling cross-border transfers. It works through a mobile app for individuals and APIs or dashboards for businesses to integrate payments, automate stablecoin conversions, and manage funds across African and global networks.

How much does Bitnob cost?

Bitnob charges 1% on collections for its Accept payment service, with free setup and no monthly minimums or hidden fees. Other services like wallet features may have additional fees displayed in the app.

What countries does Bitnob operate in?

Bitnob operates primarily in Nigeria and other African markets, with global payment capabilities for cross-border transfers.

How do I sign up for Bitnob?

Download the Bitnob app, register with your email and phone number, create a passcode, complete your profile, submit verification documents and any selfie checks, then wait for approval.

Does Bitnob have a mobile app?

Yes, Bitnob offers a mobile app for wallet services, payments, and account management.

Who is Bitnob best suited for?

Bitnob is best suited for individuals in emerging markets needing Bitcoin wallets and cross-border payments, and businesses requiring crypto payment acceptance, virtual cards, and global fund transfers.

How do I contact Bitnob support?

Bitnob's primary contact email for support and inquiries is support@bitnob.com. You can also reach them via info@bitnob.com for general information, and for API-related inquiries regarding virtual cards, you can contact hello@withbitnob.com.

Does Bitnob have a plan for teams or businesses?

Yes, Bitnob provides APIs, dashboards, and payment tools designed for businesses.

Does Bitnob offer an API or integrations?

Yes, Bitnob offers a public API. View the official Bitnob API documentation for endpoints, authentication, and integration guides.

Bitnob

🇳🇬 Nigeria 🇬🇭 Ghana 🇰🇪 Kenya

A Bitcoin-native payments platform for African businesses and individuals to send, receive, and store BTC and stablecoins, use virtual cards, and make cross-border transfers.

Use it on:Web Android· 3.9 iOS· 4.0 API

Is Bitnob right for you?

Best for

Cross-border traders
Diaspora senders
Remote workers paid abroad
Crypto-savvy small teams
Virtual card spenders

What it does well

Send and receive crypto
Stablecoin transfers
Virtual cards
Cross-border transfers
Store crypto balances

Things to check

Nigeria Kenya Ghana only
Supported stablecoins list
Virtual card limits
Transfer fees and rates
Cash-out to bank options

Bitnob is a Bitcoin-native financial services platform for African businesses, developers, and individuals that supports cross-border payments, multi-currency wallets, and crypto-based money tools.

Key capabilities include:

Global payments and cross-border transfers to 12+ countries, with support for sending value across crypto and local rails.
Multi-currency wallet to hold, send, and receive BTC, USDT, USDC, and NGN from one account, suited to treasury balances and everyday transfers.
Virtual cards for corporate spend and card issuing, including card top-ups and spending limits.
Bitcoin and stablecoin payment infrastructure for businesses, including APIs, SDKs (Node.js, Python, Java, Go), webhooks, sandbox, and checkout-style payment tools to accept Bitcoin and convert to local currencies or stablecoins.

Available on Web, Android, iOS, and via API.

Built for B2B2C use cases, it supports businesses (payments, wallets, cards, treasury), developers (embedded wallets and money movement), and individuals and NGOs (Bitcoin and dollar-denominated wallets, transfers, and savings features).

Notable in African markets for combining BTC and stablecoins (USDT, USDC) with NGN support, offering a single platform for cross-border operations, virtual cards, and developer integrations, with stated security measures such as 2FA for Bitcoin transactions, KYC/AML compliance, and 24/7 monitoring.

As of Jul 6, 2026, Bitnob is rated 4.0 on the App Store from 407 reviews and 3.9 on Google Play from 3.1K reviews with 100K+ installs.

Social Links:

Categories:

Crypto & Web3

Features & Business Model:

cross-border-payments remittances stablecoins virtual-cards