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A stablecoin payments app for consumers in Nigeria and Africa to hold USDT, pay bills, send transfers, and spend via virtual cards anywhere Visa and Mastercard work.
PouchFi is a stablecoin-based payments platform for consumers and small operators who want to use USDT for everyday spending, bill payments, and cross-border transfers, with local NGN on-ramps and bank payouts in Nigeria.
Key capabilities include:
Tap-to-pay is supported via Apple Wallet and . A is listed as , with a waitlist.
Available on Web, iOS, and Android.
Targeted at B2C users in Nigeria, with messaging that also speaks to individuals and businesses across Africa that want to accept stablecoin payments from customers and clients and then spend, save, or cash out.
Notable in the African market context because it positions USDT as a practical payment option for daily expenses in Nigeria, combining local NGN funding and bank cash-out with card-based spending and in-app stablecoin transfers. The company lists its location as Lagos, Nigeria and indicates it was founded in 2022.
NG · 2 reviews
Jun 1, 2026
Dropping one star because the card sometimes gets declined on smaller international sites (but works on major ones). For holding and spending stablecoins, Pouchfi is still the best I've found.
Breet — Crypto & Stablecoins Payment API for African Businesses 
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