What is Pays and how does it work?

Pays is a Stablecoin Banking-as-a-Service platform that enables companies to launch their own white-label bank, wallet, or payment solution quickly. It provides USD to USDC 1:1 conversion, a next-gen self-custody wallet for storing, sending, and receiving digital dollars, real-time multisender payouts, and cross-border payments with lower fees than traditional banking.

How much does Pays cost?

Account opening is free, though transaction fees vary based on the payment method used.

How do I sign up for Pays ?

Users can sign up by downloading the Pays Wallet app and registering with an email, Google account, or Apple ID.

Does Pays have a mobile app?

Yes, Pays is available on iOS and Android. You can download Pays on the App Store for iPhone, or get it on Google Play for Android.

Who is Pays best suited for?

Pays is best suited for companies wanting to launch white-label banking, wallet, or payment solutions, and individuals needing access to digital dollar services without a traditional bank account.

How do I contact Pays support?

Support can be reached by emailing contact@pays.solutions or using the help feature in the app's account section.

Does Pays have a plan for teams or businesses?

Yes, Pays offers a Banking-as-a-Service platform designed for companies to launch their own white-label bank, wallet, or payment solutions.

Pays

🇳🇬 Nigeria

A Web3 payments platform for businesses and individuals, offering a self-custodial wallet, multisig global payroll, and white-label banking and remittance tools.

Use it on:Web Android iOS· 5.0

Is Pays right for you?

Best for

Nigerian businesses
Payroll for remote teams
Freelancers paid globally
Crypto-savvy individuals
Fintechs needing white-label

What it does well

Self-custodial wallet
Multi-signature payroll
Cross-border stablecoin payments
Multi-currency balances
White-label banking tools

Things to check

Stablecoin options
Payroll approval flow
Remittance corridors
Fiat cash-out routes
Integration options

Pays is a Web3 payments platform for businesses and individuals that supports self-custodial wallets, global payroll payouts, and white-label banking and remittance-as-a-service.

Key capabilities include:

Pays Wallet: a self-custodial wallet built with MPC (Multi-Party Computation) and Account Abstraction (AA), designed to avoid seed phrase management by enabling login via email or Google, plus social recovery for account access.
Instant global transactions: send and receive funds in seconds “without borders,” supporting stablecoin payments (including USDC) and USD to USDC 1:1 conversion as a Circle partner.
Pays HR (Payroll): a dedicated payroll tool that enables multisig, global payroll transfers to employees worldwide, including paying multiple employees simultaneously.
White-label options: a white-label wallet for business clients, plus partner-supported withdrawal methods such as debit/credit card linking, bank transfers, and cash-based POS (availability depends on region and partners).

Available on Android and iOS.

It targets B2B2C use cases, including companies that need cross-border payouts, remittance workflows, or white-label wallet infrastructure, as well as individuals who want self-custodial international transfers.

Notable for African users evaluating global payment tools, the company lists a co-founder based in Lagos, Nigeria, while operating from Dubai, UAE, and positions its wallet as globally available, with on and off-ramp partner coverage currently noted for Europe, the Middle East, and Far Asia.

As of Jun 22, 2026, Pays is rated 5.0 on the App Store from 2 reviews.

Phone:+1 877-217-0110

Social Links:

Categories:

Crypto & Web3

Features & Business Model: