Breet — Crypto & Stablecoins Payment API for African Businesses 
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Send and settle Naira value on public blockchains
A platform for individuals and businesses to swap stablecoins to cash, borrow against crypto collateral, and make cross-border payments with transparent fees.
Finna Product Overview
Is Finna Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Crypto cash-outs
- Stablecoin holders
What It Does Well
- Stablecoin to cash swaps
- Borrowing with crypto collateral
Things to Check
- Supported stablecoins
- Cash-out speed
About Finna
Finna is a platform for individuals and businesses in emerging markets to swap stablecoins and crypto to local cash, borrow money using crypto as collateral, and make cross-border payments.
Key capabilities include:
- Crypto-to-cash swaps with zero fees, no slippage, and real-time rates, plus instant deposit and cash out.
- Crypto-backed loans that let users borrow cash using crypto as collateral, with no paperwork and no credit checks; loan interest rates vary by amount, term, and collateral.
- Global payments and transfers using stablecoins, with competitive, transparent fees that vary by destination and amount.
- Card support for global spending and local withdrawals (card availability and type are not specified).
Available via web app (login and wallet access) and mobile app.
Built for students, individual users, startups and entrepreneurs, SMBs, and global businesses that need stablecoin-based payments, cashouts, and lending.
Notable in an African market context, it positions stablecoins as a way to transact and save through currency volatility, supports 6,000+ businesses, reports $49,000,000+ in processed volume, and states a partnership with Lendu Services, a licensed money lender.
Finna Facts
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Official Links
What it does
Pricing & Fees
Variable pricingFee: Zero. Loan Interest Rates: Vary based on the loan amount, term, and collateral. Global Transfers: Fees vary by destination and amount. Stablecoin-Fiat Exchange: competitive exchange rates with minimal fees; see real-time rates and any applicable fees directly within the app before you swap.
As of Sep 28, 2026, Finna is rated 5.0 on the App Store from 10 reviews and 4.5 on Google Play from 168 reviews with 5K+ installs.
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Frequently Asked Questions About Finna
Finna is a multi-utility ecosystem that bridges stablecoins and real-world transactions. It lets you earn, save, and spend globally by swapping between crypto and cash instantly with zero fees, borrowing against crypto collateral without credit checks, and sending money across borders at competitive rates.
Finna's fees vary by service. Loan interest rates depend on the loan amount, term, and collateral. Global transfers have competitive fees typically lower than traditional banks, varying by destination and amount. Stablecoin-fiat exchanges have minimal fees shown in the app before you swap. Use the loan calculator and Fees and Rates page for specific details.
Finna operates in Nigeria.
You can sign up for Finna by creating an account on their website or joining the waitlist/early access form, then completing onboarding (including identity/KYC where required) once your region is supported.
Yes, Finna has a mobile app available on both iOS and Android (via the App Store and Google Play) for global money management, swaps, and payments.
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