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Pay for online shopping with escrow protection and fast refunds
Xedla
A mobile payment app for individuals and businesses in Nigeria that offers escrow for online deals, transfers, virtual USD cards, airtime, and bill payments.
Xedla Product Overview
Is Xedla Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Online buyers
- Online sellers
What It Does Well
- Escrow for online deals
- Instant money transfers
Things to Check
- Escrow release rules
- Deal dispute handling
About Xedla
Xedla is a mobile payment platform for individuals and small businesses that helps buyers and sellers complete online transactions safely using escrow and everyday payment tools.
Key capabilities include:
- Escrow payments for online transactions, holding funds until both parties confirm satisfaction, with live chat to communicate during the deal
- Transfers and everyday payments, including bank-to-bank transfers, airtime and data top-ups, and utility or bill payments
- Virtual USD cards (Visa and Mastercard) for international online purchases
- Instant account opening with BVN, plus features like cashback, and support for Plugin/SDK and API integrations
Available on mobile via Web, Android and IOS.
Target users include students, freelancers, online buyers and sellers, plus businesses that need to collect and send payments.
It is notable in the Nigerian market for focusing on trust in e-commerce payments through escrow and for partnerships referenced for key services, including VFD Microfinance Bank (transfers) and Maplerad (virtual cards).
Xedla Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
What it does
As of Oct 5, 2026, Xedla is rated 5.0 on the App Store from 2 reviews.
Recent Reviews for Xedla
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Xedla Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Xedla
Xedla is a mobile fintech app that allows individuals and businesses to perform secure financial transactions such as escrow payments, bank transfers, bill payments, and virtual card transactions. It helps buyers and sellers complete online deals safely by holding funds in escrow until both parties confirm the transaction.
Xedla primarily operates in Nigeria and is designed to support individuals and businesses making online payments and transactions within the Nigerian financial ecosystem.
Yes, Xedla is available on iOS and Android. You can download Xedla on the App Store for iPhone, or get it on Google Play for Android.
Xedla is best suited for individuals, freelancers, online buyers and sellers, and small businesses that need secure payments, escrow protection for transactions, and everyday financial services.
You can contact Xedla support via email at support@xedla.com.
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