Convert crypto to Naira and spend online with USD cards
Squareme
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA Nigerian consumer payments app for sending and requesting money by phone number, paying bills, buying airtime and data, and using virtual dollar cards online.
Squareme Product Overview
Is Squareme Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigeria residents
- Paying bills and airtime
What It Does Well
- Phone number transfers
- Money requests
Things to Check
- Supported billers list
- Virtual card limits
About Squareme

Squareme is a Nigerian fintech app for consumers who want to send and request money quickly, pay everyday bills, and make online purchases with a virtual dollar card.
Key capabilities include:
- Send and request money by phone number for peer-to-peer transfers within Nigeria
- Bill payments from one dashboard, including airtime and data top-ups, plus electricity and cable TV payments
- Virtual dollar cards for online and international card payments
- Gift cards with access to 100+ stores, plus an in-app rewards layer through Cashtoken
Available on Android, iOS, and Web (dashboard access at dashboard.squareme.app).
It targets B2C individual consumers in Nigeria who need an all-in-one mobile option for person-to-person payments and recurring bill settlement, alongside B2B corporate teams, merchants, and freelancers deploying business wallets to collect business payments.
Squareme is notable in the Nigerian market for combining P2P transfers via phone numbers, utility and telecom bill payment, and virtual dollar card spending in a single consumer app, with additional products like loans and savings and investments listed as coming soon.
Squareme Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Squareme is rated 3.9 on the App Store from 22 reviews and 4.5 on Google Play from 190 reviews with 50K+ installs.
Recent Reviews for Squareme
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Frequently Asked Questions About Squareme
Squareme is Nigeria's social payment platform for sending and requesting money, bill payments, airtime and data top-ups, electricity bills, bank withdrawals, and virtual dollar cards. You download the app from the App Store or Google Play, sign up with your phone number, fund your account, and use features like instant transfers to contacts, multi-contact payments, and utility payments.
Squareme is free to download and use for sending money to contacts in Nigeria. Additional services like airtime top-ups, bill payments, and withdrawals may have standard charges.
Squareme operates in Nigeria.
Download the Squareme app from the App Store or Google Play, then sign up using your Nigerian phone number.
Yes, Squareme has mobile apps for iOS (iPhone, iPod touch, Mac with M1, Apple Vision) and Android.
