Cardify

Cardify Africa is a fintech app for Nigerians who want to create and fund virtual dollar cards using NGN or USDT, manage multi-wallet balances, and pay for local or international services from one place. It supports everyday payments and alternative finance use cases, including gift card trading, bill payments, and getting paid in USD.

Key features include:

• Virtual Dollar Cards: Create virtual USD cards and fund them with NGN or USDT for online subscriptions and international merchants.
• US ACH Account & USDT payouts: Receive USD via a US ACH account or get paid in USDT, then use funds within your Cardify wallet.
• Buy & Sell Gift Cards: Purchase popular digital gift cards or sell unused gift cards for NGN or USDT.
• Bills, Airtime & Data: Pay utility bills and buy airtime/data using NGN and supported crypto balances.
• Cardify Store: Access services such as bill payments, tech gadget purchases, and digital business cards.
• Naira Card: Spend your wallet balance with a naira card (availability may depend on user eligibility and region).

Cardify states it is not a bank and provides services through licensed partners where applicable. It operates as a trading name of Cardify Technology Limited (UK), with registrations also listed for Nigeria and the United States.