Breet — Crypto & Stablecoins Payment API for African Businesses 
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Automated bill payments, airtime, and utility top-ups
EasySpend
A mobile fintech app for Nigerians to convert crypto to Naira, get free virtual USD cards, pay bills to 100+ billers, and access loans with flexible repayment.
EasySpend Product Overview
Is EasySpend Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerians with crypto
- Online shoppers in USD
What It Does Well
- Crypto to naira swaps
- Virtual USD cards
Things to Check
- Supported coins list
- Card merchant acceptance
About EasySpend
EasySpend is a consumer fintech app for people in Nigeria who want to manage Naira and USD spending, pay bills, and convert crypto to Naira from their phone.
Key capabilities include:
- Instant crypto to Naira conversions using stablecoins such as USDT, USDC, and PYUSD, designed for users funding wallets from crypto and cashing out to Naira.
- Free virtual USD cards (plus card options for Naira spending) for secure online payments and international shopping on services such as Netflix and Amazon.
- Bill payments to 100+ billers, including utilities and insurance providers, to help users pay recurring Nigerian bills in one place.
- Instant loans with 24-hour approval and 3 to 24 months' repayment terms.
Available on Android and iOS.
It targets individuals, freelancers, and everyday consumers in Nigeria who need digital banking features, online payment tools, and crypto-to-cash conversion.
Notable in the Nigerian fintech market, it states that it works with CBN-licensed partner banks for banking services (it is not a bank itself), and it has received industry recognition, including the 2022 Fintech Innovation Award, alongside coverage in African tech publications.
EasySpend Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Oct 5, 2026, EasySpend is rated 4.2 on the App Store from 59 reviews and 4.1 on Google Play from 141 reviews with 5K+ installs.
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Frequently Asked Questions About EasySpend
EasySpend is a fintech platform that provides digital financial tools including virtual cards in USD and NGN, bill payments, airtime recharge, and a tiered wallet system. It bridges traditional finance and cryptocurrency, allowing users to manage money digitally with features like instant virtual card creation and international transactions.
EasySpend operates primarily in Nigeria, as evidenced by its NGN (Nigerian Naira) wallet offerings, Naira card products, and transaction features like airtime and cable TV subscriptions common to the Nigerian market.
Users can sign up for EasySpend by downloading the app from the Apple App Store or Google Play Store and verifying their details.
Yes, EasySpend is available on iOS and Android. You can download EasySpend on the App Store for iPhone, or get it on Google Play for Android.
EasySpend is suited for users ranging from first-time digital wallet users to power users, with its tiered wallet system accommodating different needs. It's particularly useful for those needing virtual cards, international transactions, bill payments, and airtime services.
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