Solis Finance

Solis Finance is a Ghana-based digital microfinance platform for individuals who want to save, earn interest, and borrow through a mobile app.

Key features include:

• Daily interest-bearing savings with no minimum balance and no account fees (as stated for savings)
• Target Save goal accounts to set savings goals and build habits using alerts, automatic transfers, and routine deposits (Target Save advertising mentions up to 11% annual interest)
• Save & Win incentives where users earn points when they save and can enter a weekly draw for cash prizes
• Transfers and in-app transactions, including sending money to friends (“buddies”) and handling routine digital transactions after linking a funding source
• Security controls such as two-factor authentication, biometric login (fingerprint/face), fraud detection and alerts, end-to-end encryption, and transaction notifications, plus 24/7 protection support

Available on Android and iOS, with a web presence for product information.

It targets consumer users in Ghana, including informal workers, traders, drivers, entrepreneurs, students, and salaried workers who want app-based saving and borrowing.

Notable in Ghana’s fintech market, the service operates under Solis Microfinance Ltd, is licensed by the Bank of Ghana, and states ISO 27001 certification for information security management. It also indicates that funds accepted toward goals are transferred to accredited asset managers to generate returns.