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Save and invest toward personal goals from a mobile app
An emergency savings app for people in Ghana to set targets, save consistently, earn daily interest via mutual funds, get AI tips, and redeem rewards.
Phundit Product Overview
Is Phundit Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Ghanaians saving for emergencies
- First-time savers
What It Does Well
- Emergency fund targets
- Consistent saving habits
Things to Check
- Mutual fund details
- Daily interest rate
About Phundit
Phundit is a mobile savings app for individuals in Ghana who want to build an emergency fund by saving consistently, tracking progress, and earning interest.
Key features include:
- Emergency Fund Builder: set a savings target, make regular deposits, and track progress toward an emergency fund goal.
- Daily interest via mutual fund: deposits go into a mutual fund so savings can grow with interest (investment fees may apply).
- Rewards (Phundit Coins): earn coins for consistency, streaks, milestones, and completing financial education videos, then redeem for items such as data, ECG prepaid, and DSTV.
- Zoe AI (beta): an in-app assistant that provides tips, reminders, and encouragement based on saving habits.
- Security and support: multi-factor authentication, funds held with regulated partners (SEC-licensed and BoG-regulated institutions), plus 24/7 support.
Available on Android and iOS.
Built for young Ghanaians and early-career professionals who want a structured way to save for financial emergencies.
Notable in the Ghanaian market for combining emergency savings with daily-interest mutual fund investing, plus localized rewards that can be redeemed for common services like ECG prepaid and DSTV, alongside an AI guidance feature in beta.
Phundit Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
As of Oct 5, 2026, Phundit is rated 3.9 on the App Store from 9 reviews and 4.3 on Google Play from 19 reviews with 1K+ installs.
Recent Reviews for Phundit
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Phundit Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataPhundit has 1 recorded funding event. The latest was Venture (Round not Specified) in Feb 2026.
- Total Raised:
- Undisclosed
- Latest Round:
- Venture (Round not Specified)
Phundit Investors & Funding Rounds
Phundit Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Phundit
Phundit is a mobile savings app that helps users in Ghana build an emergency fund. You set a savings target, make regular deposits which are invested in a regulated mutual fund to earn daily interest, track your progress, and get motivation through streaks and milestones. It includes Zoe, an AI assistant for personalized tips and reminders, plus rewards like Phundit Coins earned for consistency and financial education videos, redeemable for data, ECG prepaid, or DSTV.
Phundit is free to download and use for basic features. It offers a yearly subscription for $11.88 that unlocks premium features like extended access to the Zoe AI assistant, and charges a 1.25% fee on investments.
Phundit operates in Ghana.
Download the Phundit app from the Google Play Store or Apple App Store, then create an account within the app.
Yes, Phundit is available on iOS and Android. You can download Phundit on the App Store for iPhone, or get it on Google Play for Android.
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