What is Achieve by Petra and how does it work?

Achieve by Petra is a Ghanaian digital investment platform offered by Petra Securities Limited that partners with SEC-licensed fund managers to provide safe investment products like DigiSave, a mutual fund focused on fixed income for steady capital growth. Users download the app, sign up with an email and identity verification, link a mobile money wallet or card, and create investment or goal accounts to make deposits, withdrawals, and track performance in real-time from their phone.

How much does Achieve by Petra cost?

You can start with as little as GH¢5. Specific pricing details for returns or fees are not listed; interest is credited daily on investments.

What countries does Achieve by Petra operate in?

The Achieve app operates in Ghana.

How do I sign up for Achieve by Petra?

Download the Achieve by Petra app from Google Play or Apple Store, sign up with a valid email address, answer questions to verify your identity, set up your mobile money wallet or Visa/Mastercard, and create your first investment or goal account.

Does Achieve by Petra have a mobile app?

Yes, Achieve by Petra is available on iOS and Android. You can download Achieve by Petra on the App Store for iPhone, or get it on Google Play for Android.

Who is Achieve by Petra best suited for?

Achieve is best suited for Ghanaians from all walks of life who want a convenient way to save and invest small amounts towards financial goals using their mobile phones.

Does Achieve by Petra have a plan for teams or businesses?

No, Achieve does not have a plan for teams or businesses; it is designed for individual users.

Achieve by Petra

🇬🇭 Ghana

A Ghana-focused mobile investment app that helps individuals save toward goals, invest in DigiSave, and track contributions, earnings, and withdrawals in real time.

Use it on:Web Android· 4.5 iOS· 4.6

Is Achieve by Petra right for you?

Best for

Ghanaians saving for goals
First-time investors
Mobile money users
Personal finance planners
Solo savers

What it does well

Goal-based saving
DigiSave investing
Mobile money funding
Real-time balance tracking
Withdrawal tracking

Things to check

DigiSave risk level
Withdrawal timeframes
Minimum top-up amount
Fees and charges
Mobile money networks

Achieve by Petra is a mobile investment app for individuals in Ghana who want to save and invest toward specific financial goals using products offered by Petra Securities Limited.

Key capabilities include:

DigiSave: A savings and investment option designed as an alternative to leaving funds in a bank account, with real-time tracking of contributions, earnings, and withdrawals and zero transaction fees on standard operations; users can start investing from GHS20, with daily interest accrual and options for standard (next-day) withdrawals or express withdrawals (fee applies).
Goals: Create separate goal accounts (for example, education, emergencies, vacations, or retirement), allocate money to each goal, monitor progress in real time, and receive reminders to support disciplined saving.
Pensions linking: Connect Tier 2 and Tier 3 Petra pension accounts to view balances and contributions alongside other investments for a consolidated view.
Top-ups and rewards: Add funds via mobile money or Visa/Mastercard, and share referral links through the Rewards program.

Available on Android and iOS.

It targets B2C users in Ghana, including savers and investors planning for short-term goals and retirement.

Notable in the Ghanaian market context, the app is offered by Petra Securities Limited, a Securities and Exchange Commission-licensed firm, and provides mobile-first access to investment products without paperwork, alongside transparency through in-app performance and transaction tracking.

As of Jun 29, 2026, Achieve by Petra is rated 4.6 on the App Store from 2.9K reviews and 4.5 on Google Play from 16K reviews with 500K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c investments mobile-money savings