Achieve by Petra

Achieve by Petra is a mobile investment app for individuals in Ghana who want to save and invest toward specific financial goals using products offered by Petra Securities Limited.

Key capabilities include:

• DigiSave: A savings and investment option designed as an alternative to leaving funds in a bank account, with real-time tracking of contributions, earnings, and withdrawals and zero transaction fees on standard operations; users can start investing from GHS20, with daily interest accrual and options for standard (next-day) withdrawals or express withdrawals (fee applies).
• Goals: Create separate goal accounts (for example, education, emergencies, vacations, or retirement), allocate money to each goal, monitor progress in real time, and receive reminders to support disciplined saving.
• Pensions linking: Connect Tier 2 and Tier 3 Petra pension accounts to view balances and contributions alongside other investments for a consolidated view.
• Top-ups and rewards: Add funds via mobile money or Visa/Mastercard, and share referral links through the Rewards program.

Available on Android and iOS.

It targets B2C users in Ghana, including savers and investors planning for short-term goals and retirement.

Notable in the Ghanaian market context, the app is offered by Petra Securities Limited, a Securities and Exchange Commission-licensed firm, and provides mobile-first access to investment products without paperwork, alongside transparency through in-app performance and transaction tracking.