OPay

OPay Reviews

Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work
Visit

Reviews from users

Sort and filter reviewsUse these controls to find the reviews that are most useful to you.
Sort by:
Filter by rating:
Top mentions

Showing 257 reviews sorted by newest first.

M
Morayoadedayo17

NG · 1 review

Jun 2, 2026

They process transactions quite fast but deduct small charges often. Outside that, I do not have any complains

M
Mgbemeprecious

NG · 1 review

Jun 2, 2026

The transfers are fast and accurate. The app also helps to prevent mistakes while doing transfers. The interest rates is good

Daniel Daniel
Daniel Daniel

NG · 1 review

Jun 2, 2026

The app is actually nice. What news to be improved there is about the transfer process. Even though the user has a good network, the transaction is slow sometimes

O
Ogbokojudith28

NG · 2 reviews

Jun 2, 2026

The transfers are fast and accurate. The app also helps to prevent mistakes while doing transfers. The interest rates is good

O
Oshilesifolakunmi

NG · 2 reviews

Jun 2, 2026

The transfers are fast and the app is very reliable and safe.I love the cash back and also the ability to save

T
Tonilovely16

NG · 3 reviews

Jun 2, 2026

The transfer fees is too much I don't like the High transfer fee Opay calls a lot I don't like the app

Mirabel Ogheneruemu
Mirabel Ogheneruemu

NG · 2 reviews

Jun 2, 2026

Would have been a 5 stars, there was that one time I couldn't access my cash in my account because i was not old enough

E
Enocholuwasemilore2007

NG · 2 reviews

Jun 2, 2026

All their service is good. There was a time I transferred money to someone’s account and the person didn’t receive it and I reached out their customer service and they refunded in 24 hours as promised

Oluwafisayomi Ogunsanya
Oluwafisayomi Ogunsanya

NG · 1 review

Jun 2, 2026

So the app is very helpful, not just for saving for immediate spending,but they also offer various different savings platforms, like save and spend and the safebox

C
Comfortabioye03

NG · 2 reviews

Jun 2, 2026

They are always fast to use, they always give cash backs after any airtime too-up. No complains at all

P
Preciousagbaniyi

NG · 1 review

Jun 2, 2026

Little cashback but good tho Fast network Very rellliable Good interest They call me too much to borrow funds

Omotoke Odunlami
Omotoke Odunlami

NG · 1 review

Jun 2, 2026

They are fast and reliable There are little amount of cashbacks They have a good security system There are too many notifications

A
Avosehjanet32

NG · 2 reviews

Jun 2, 2026

They do not charge me for my transfers. Their network are very fast and and reliable i have necer had a complain

R
Rubydawodu

NG · 2 reviews

Jun 2, 2026

The app is good but honestly needs some improvement to help make the app better and to make bank transfers to other bank apps.

N
Nifemioyewole4

NG · 1 review

Jun 2, 2026

I don’t like the calls and notifications asking me to take a loan,also the unnecessary notifications from wealth O.

Leave a reviewLiners screens each review for rule breaches and signs of manipulation before it can go live. Reviewer guidelines

Review Sources

Where reviews have come from for the past 12 months.

Verified16
Unverified241
Total reviews257
6% verified

Verified reviews include proof of product usage submitted by the reviewer.

AI Moderation

Every review is automatically screened by AI before publication. This helps maintain quality and trust.

AI-screened reviews
257

(100%)

Average confidence score
47%

Liners screens each review for rule breaches and signs of manipulation before publication.

Reply Behavior

How OPay responds to reviews.

No replies to reviews yet.

Flagging Activity

How frequently reviews were flagged for this listing in the past 12 months.

No reviews have been flagged for this listing.

Reviews Over Time

How OPay received reviews in the past 12 months.

23
May
227
Jun
7
Sep

Star Distribution Over Time

How star ratings are distributed each month for the past 12 months.

23
May
227
Jun
7
Sep
5-star
4-star
3-star
2-star
1-star
4.5
Excellent · 257 reviews
How is the score calculated?

Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.

Learn how reviews work

See Reviews of Similar Products

See all OPay alternatives
Favicon of Kuda

Kuda

Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification works
🇳🇬 Nigeria
4.4(17)
Fee-free mobile banking with transfers, savings, and cards
See Kuda reviews
Favicon of PalmPay

PalmPay

Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification works
🇳🇬 Nigeria
4.1(58)
Mobile money, savings, bills, and agent cash services
See PalmPay reviews
Mobile banking, payments, and business tools in one app
See Sparkle reviews
Favicon of VBank

VBank

Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification works
🇳🇬 Nigeria
4(1)
Digital banking platform for managing money, making payments, and accessing financial services online
See VBank reviews
Stress-free mobile banking with free transfers and savings
See gomoney reviews
Payments, bills, cards, and invoicing for Nigeria
See Parkway reviews
Pay Nigerian bills, buy data, and book events in one app
See Plug.ng reviews
One wallet for transfers, bills, and online card payments
See IDA Pay reviews
Accept card payments with NFC Tap to Pay and USSD
See Nearpays reviews
Get paid early and save with high-interest deposits
See Mkobo Bank reviews
Favicon of Raven

Raven

Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification works
🇳🇬 Nigeria
Transfer money, access loans, and earn on savings
See Raven reviews
Favicon of Hope PSBank

Hope PSBank

Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification works
🇳🇬 Nigeria
5(1)
Digital banking, transfers, and bill payments by phone number
See Hope PSBank reviews

Discover Products, Get Discovered.

Individuals find the right products. Businesses reach the right audience. One platform, free for both.