OPay

OPay Reviews

Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work
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Showing 257 reviews sorted by newest first.

P
Philipolukoya559

NG · 1 review

Jun 3, 2026

Instant payout at fast rate Always there to save the day Also the way at which I get cashbacks they are like life savers for airtime

T
Toniakinyemi108

NG · 1 review

Jun 3, 2026

Love the cash back, interests, and free transfers. Fast and reliable banking app with easy operation.

E
Eniolaakinsulire33

NG · 2 reviews

Jun 3, 2026

I love Opay for its Owealth savings feature. I also love the fact that I can earn cash back on basically everything.

M
Mabbysson1234

NG · 3 reviews

Jun 3, 2026

Opay is a very good, I love the cashback the give on my money. I also like the spend and save option

T
Tobijunaid2

NG · 2 reviews

Jun 3, 2026

Awesome service, fast and immediate payment. I enjoy the Owealth that gives interest to my money. Awesome bank app

Daniel
Daniel

NG · 1 review

Jun 3, 2026

Pretty fast and reliable bank. No issues. Fast credit alerts and debit alerts. And also their pertain and saving plans is great.

Isaac John Ibiam
Isaac John Ibiam

NG · 3 reviews

Jun 2, 2026

Opay is a life saving bank, makes online transaction super easy. There's no visiting the bank to complain, solid 10/10

Aishat Logun
Aishat Logun

NG · 2 reviews

Jun 2, 2026

Opay is actually a life saver, it is fast and reliable. One thing I am most grateful for about this app is the fact that there are no unnecessary charges and they reverse money from transactions that are not successful without stress.

Sunday Joy
Sunday Joy

NG · 2 reviews

Jun 2, 2026

Their service is very good, when it comes to their transactions, it's very fast and it's also blind friendly

F
Feyisayoarowolo47The reviewer submitted proof that Liners checked to an extent. The badge does not prove every claim in the review.

NG · 1 review

Jun 2, 2026

I appreciate how easy it is to transfer and withdraw on opay. Also no charges. I hope it becomes better.

Elizabeth Gbadeyanka
Elizabeth Gbadeyanka

NG · 2 reviews

Jun 2, 2026

A very good and fast network,every time I make a transaction, the money transfers fast the receiver.

O
Okeowochristiana977

NG · 2 reviews

Jun 2, 2026

The app is a good app but the charges are not really necessary.it app had network issues also and it is fraustrating

E
Emperorpee28

NG · 1 review

Jun 2, 2026

Best app ever but please you guys should be considerate with your calls and notifications on the loans Thank you guys

A
Alerotenite2008

NG · 1 review

Jun 2, 2026

It has good network and has fast transfers. It also have good security …….. aside that, I do not have any others problem

I
Ireoluwabodeadams

NG · 2 reviews

Jun 2, 2026

The app is really nice but the Owealth notification every morning is pretty annoying. It makes it look like I received a credit alert

Leave a reviewLiners screens each review for rule breaches and signs of manipulation before it can go live. Reviewer guidelines

Review Sources

Where reviews have come from for the past 12 months.

Verified16
Unverified241
Total reviews257
6% verified

Verified reviews include proof of product usage submitted by the reviewer.

AI Moderation

Every review is automatically screened by AI before publication. This helps maintain quality and trust.

AI-screened reviews
257

(100%)

Average confidence score
47%

Liners screens each review for rule breaches and signs of manipulation before publication.

Reply Behavior

How OPay responds to reviews.

No replies to reviews yet.

Flagging Activity

How frequently reviews were flagged for this listing in the past 12 months.

No reviews have been flagged for this listing.

Reviews Over Time

How OPay received reviews in the past 12 months.

23
May
227
Jun
7
Sep

Star Distribution Over Time

How star ratings are distributed each month for the past 12 months.

23
May
227
Jun
7
Sep
5-star
4-star
3-star
2-star
1-star
4.5
Excellent · 257 reviews
How is the score calculated?

Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.

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