A fintech lending app and web platform for micro and small businesses in Uganda and East Africa to apply for unsecured working capital loans and track business records.
Numida Product Overview
Is Numida Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Micro and small businesses
- Working capital needs
What It Does Well
- Unsecured business loans
- 24-hour loan decisions
Things to Check
- Kenya vs Uganda availability
- Loan repayment terms
About Numida
Numida is a fintech lending platform for micro and small business owners in Uganda and East Africa who need fast, unsecured working capital.
Key capabilities include:
- Loan applications via app or web, using a photo of a National ID and basic business details
- Business loans up to UGX 30 Million, with disbursement in less than 24 hours (based on provided details)
- Proprietary credit scoring that uses alternative data to assess cash-based businesses that may lack traditional digital credit histories
- Financial record-keeping tools designed to support day-to-day management and improve financial literacy over time
Available on Android (Google Play) and Web.
Built for B2B users, micro-entrepreneurs, and small business owners in East Africa who need fast, flexible capital to grow their inventory or manage cash flow.
In the East African market, the platform stands out for its focus on quick access to working capital for small, cash-based merchants and for operating as a UMRA-licensed provider in Uganda. It has reported disbursing $23M+ to 32,000+ businesses since 2021 and serving 80,000+ business owners.
Numida Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Numida is rated 4.0 on Google Play from 7.2K reviews with 1M+ installs.
Recent Reviews for Numida
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Numida Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataNumida has raised $10.3M across 5 recorded funding events. The latest was Seed in Sep 2022.
- Total Raised:
- $10.3M
- Latest Round:
- Seed
Numida Investors & Funding Rounds
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Numida Founders & Leadership Team
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Latest Numida News & Updates
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Jobs at Numida
| Title | Posted |
|---|---|
| Head of People & Culture | Jan 23, 2026 |
Frequently Asked Questions About Numida
Numida is a financial technology company that provides unsecured working capital loans to micro and small businesses. Users download the mobile app, apply in minutes using proprietary credit models and tech-enabled underwriting, and receive funds within hours or a day via mobile money, with no paperwork or collateral required.
Numida currently operates in Uganda and Kenya.
Download the Numida mobile app, then apply for a loan in minutes.
Yes, Numida is available on Android. Get Numida on Google Play for Android.
Numida is best suited for semi-formal micro and small business owners needing quick working capital.
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