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May 13, 2026(8 days ago)
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A Nigerian fintech app that offers collateral-free business loans up to ₦10M for SMEs, with revolving credit, fast approval, and interest charged only on funds drawn.
Shara is a fintech lending platform that provides collateral-free business loans to SMEs in Nigeria, helping merchants access working capital and growth financing without collateral or guarantors.
Key capabilities include:
Available via Web and Android (Google Play).
Built for Nigerian SMEs and merchants that need short-term financing to stock inventory, meet supply demands, and manage cash flow, including businesses in categories such as processed foods, consumer electronics, FMCG, and building materials. It is notable in Nigeria’s SME finance market for reporting over ₦50BN disbursed, 100k loans taken, and 7,000+ businesses served, plus support for merchant installment purchase financing (BNPL-style) by funding trusted customers.
As of May 11, 2026, Shara is rated 3.9 on Google Play from 528 reviews with 50K+ installs.
DD Dave found 8 key people at Shara, including 1 Founder, and 1 VP spread across 4 countries. See how we get product data
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DD Dave found 1 articles about Shara. See how we get product data
DD Dave found 1 positions at Shara across 1 location. See how we get product data
| Title | Posted |
|---|---|
| Growth Officer ? Merchant Acquisition and Revenue Generation (Remote) at Shara Inc. ? 4 Openings | Mar 23, 2026 |
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DD Dave found that Shara has raised $6M across 2 rounds, backed by 10 investors. Their latest round was a Seed in Sep 2021. See how we get product data
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