What is CrediFex and how does it work?

CrediFex is a finance infrastructure platform that helps African SMEs unlock working capital by financing invoices. The platform offers fast approvals, transparent pricing, and requires no collateral.

How much does CrediFex cost?

CrediFex operates on transaction-based fees starting from around 2.5% of funded invoice value, with minimum funding from about ₦100K+ depending on the deal

What countries does CrediFex operate in?

CrediFex operates in Nigeria, with a focus on serving SMEs across the continent.

How do I sign up for CrediFex?

You can sign up for CrediFex by clicking “Get Started” or “Sign Up as a Supplier” on their website and completing the registration form to create your business profile and invoices.

Who is CrediFex best suited for?

CrediFex is best suited for African small and medium-sized enterprises (SMEs) looking to access working capital through invoice financing.

How do I contact CrediFex support?

You can contact CrediFex support by emailing hello@credifex.com, calling +2349165466761, using the contact form on their website, or chatting via WhatsApp

Does CrediFex have a plan for teams or businesses?

Yes, CrediFex is designed for businesses; it specifically serves SMEs seeking to finance invoices and manage business finances.

CrediFex

🇳🇬 Nigeria

An invoice financing platform that helps Nigerian SMEs create FIRS-compliant invoices, get buyer confirmation, receive investor bids, and access working capital fast.

Use it on:Web

Is CrediFex right for you?

Best for

Nigerian SMEs
Businesses with invoices
B2B suppliers
Cashflow gaps
Short-term working capital

What it does well

Invoice financing
48-hour payouts
FIRS-compliant invoices
Buyer confirmation flow
Investor bid matching

Things to check

Eligible buyers list
Payout timing rules
Fees per invoice
Invoice approval steps
Minimum invoice size

CrediFex is a web-based invoice creation, validation, and financing platform for Nigerian SMEs that need working capital when buyers delay payments.

Key capabilities include:

Create and submit compliant invoices in a few clicks, with FIRS-compliant validation for funding readiness.
Buyer confirmation plus investor bidding, where investors review confirmed invoices and make funding offers that businesses can compare.
Fast invoice funding after accepting an offer, with average disbursement in 48 hours, no collateral required, and transparent fees (starting at 2.5%, with ₦100K+ minimum funding).
Dashboard visibility to track active invoices, pending disbursements, repayments, available credit, and each invoice’s status from submission to funding.

Available on Web (dashboard sign-up and login).

It serves B2B Nigerian businesses such as wholesalers, distributors, service providers, logistics companies, manufacturers, airlines, travel agencies, and oil and gas firms that want to bridge cash-flow gaps caused by long payment cycles.

Notable in Nigeria’s trade finance context, the platform positions invoice-backed funding as an alternative to collateral-based borrowing, and reports ₦10M+ funded to date and adoption by 100+ Nigerian SMEs (Lagos-based).

Social Links:

Categories:

Fintech

Features & Business Model:

b2b invoicing lending