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Convert unpaid invoices into cash within 48 hours
CrediFex
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksAn invoice financing platform that helps Nigerian SMEs create FIRS-compliant invoices, get buyer confirmation, receive investor bids, and access working capital fast.
CrediFex Product Overview
Is CrediFex Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian SMEs
- Businesses with invoices
What It Does Well
- Invoice financing
- 48-hour payouts
Things to Check
- Eligible buyers list
- Payout timing rules
About CrediFex
CrediFex is a web-based invoice creation, validation, and financing platform for Nigerian SMEs that need working capital when buyers delay payments.
Key capabilities include:
- Create and submit compliant invoices in a few clicks, with FIRS-compliant validation for funding readiness.
- Buyer confirmation plus investor bidding, where investors review confirmed invoices and make funding offers that businesses can compare.
- Fast invoice funding after accepting an offer, with average disbursement in 48 hours, no collateral required, and transparent fees (starting at 2.5%, with ₦100K+ minimum funding).
- Dashboard visibility to track active invoices, pending disbursements, repayments, available credit, and each invoice’s status from submission to funding.
Available on Web (dashboard sign-up and login).
It serves B2B Nigerian businesses such as wholesalers, distributors, service providers, logistics companies, manufacturers, airlines, travel agencies, and oil and gas firms that want to bridge cash-flow gaps caused by long payment cycles.
Notable in Nigeria’s trade finance context, the platform positions invoice-backed funding as an alternative to collateral-based borrowing, and reports ₦10M+ funded to date and adoption by 100+ Nigerian SMEs (Lagos-based).
CrediFex Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Pricing & Fees
Variable pricingPricing varies: “2.5% Starting Fee” and “₦100K+ Minimum Funding”. Also states “Sign up as a Supplier - It’s Free”.
Recent Reviews for CrediFex
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Jobs at CrediFex
| Title | Posted |
|---|---|
| Backend Developer | May 7, 2026 |
| Compliance & Risk Officer | Apr 26, 2026 |
Frequently Asked Questions About CrediFex
CrediFex is a finance infrastructure platform that helps African SMEs unlock working capital by financing invoices. The platform offers fast approvals, transparent pricing, and requires no collateral.
CrediFex operates on transaction-based fees starting from around 2.5% of funded invoice value, with minimum funding from about ₦100K+ depending on the deal
CrediFex operates in Nigeria, with a focus on serving SMEs across the continent.
You can sign up for CrediFex by clicking “Get Started” or “Sign Up as a Supplier” on their website and completing the registration form to create your business profile and invoices.
CrediFex is best suited for African small and medium-sized enterprises (SMEs) looking to access working capital through invoice financing.
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