OnePipe
A fintech API infrastructure platform that helps banks, fintechs, and businesses in Africa launch embedded finance features like accounts, payments, KYC, loans, and airtime.
OnePipe Product Overview
Is OnePipe Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian banks
- Fintech product teams
What It Does Well
- Accounts APIs
- Payments APIs
Things to Check
- Nigeria-only coverage
- Supported bank list
About OnePipe
OnePipe is a fintech API infrastructure and Banking-as-a-Service (BaaS) platform for financial institutions and businesses that want to launch embedded financial services through standardized APIs.
Key capabilities include:
- Accounts and wallets: Determine whether a customer has an account at a specific bank (Get Accounts) and open accounts/wallets using BVN (Open Account) to support onboarding and account provisioning.
- KYC and identity checks: Validate customer information using National Identification Number (Lookup NIN) to support compliance checks before onboarding.
- Payments and money movement: Initiate collections from customer bank accounts (Collect) and send payouts/disbursements to customer accounts (Disburse), plus supporting lookups such as Lookup NUBAN to identify the bank behind an account number.
- Financial activity and add-ons: Retrieve balances and statements (Get Balance, Get Statement), access loan offers and issuance flows (Get a Loan Offers/Accept), and support airtime purchase via API (Buy Airtime).
Available on Web (console) and via API.
Target users include banks and other financial institutions, fintechs, and non-financial businesses (for example retail, FMCG, agriculture, and lending platforms) that need virtual accounts, KYC verification, collections, disbursements, and account management without building the integrations from scratch.
The platform is notable in the African fintech ecosystem for its partnerships, including UBA for virtual accounts infrastructure across African countries where UBA operates, Fidelity Bank for account-to-account payments, and Polaris Bank for open banking APIs. OnePipe also reported raising $3.5M seed funding (2021) and processing 6.3M+ transactions across 1M+ accounts and 138+ businesses (as of late 2021).
OnePipe Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for OnePipe
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 4 reviews
May 31, 2026
"An impressive fintech infrastructure platform that makes it easier for banks and businesses to launch financial services
OnePipe Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataOnePipe has raised $9.3M across 3 recorded funding events. The latest was Debt Financing in Mar 2023.
- Total Raised:
- $9.3M
- Latest Round:
- Debt Financing
OnePipe Investors & Funding Rounds
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OnePipe Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataLatest OnePipe News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About OnePipe
OnePipe is a payments and banking integration platform from OnePipe that lets businesses embed financial services like payments, virtual accounts, credit, and deposits using APIs or no-code tools. Businesses integrate via APIs to accept payments instantly with auto-reconciliation, offer credit such as inventory finance or loans, and provide compliant deposit accounts through APIs, pre-bundled apps, or USSD.
Transaction fees are 0.5% of all transactions, capped at N500, with no extra charges. Specific pricing for other services varies; contact OnePipe for details.
OnePipe primarily operates in Nigeria.
Visit onepipe.com to get started by requesting a unique account or integrating via API. Follow the integration guides on their documentation.
OnePipe is best suited for businesses like fintechs, marketplaces, e-commerce, physical shops, freelancers, FMCG startups, retail, lending, and agriculture that want to embed payments, credit, and banking services.
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