Zuvy
Free invoice management software for Nigerian B2B vendors and buyers to create and send invoices (including WhatsApp), generate payment links, and access upfront payouts.

Is Zuvy right for you?
Best for
- Nigerian B2B vendors
- Small business invoicing
- Firms with late payments
- Vendors paid by invoice
- Accounts receivable teams
What it does well
- Create and send invoices
- WhatsApp invoice sharing
- Payment links on invoices
- Upfront cash on invoices
- Invoice record keeping
Things to check
- Upfront payout terms
- Eligible invoice types
- Buyer payment options
- Bulk payment needs
- Pricing fit
Zuvy is a free invoice management and invoice financing platform for Nigerian businesses that need to create, send, and manage invoices, plus access upfront cash on unpaid invoices.
Key capabilities include:
- Invoice creation and sending through a web app, including the option to create, manage, and send invoices on WhatsApp using a WhatsApp Assistant
- Payment links that can be shared to help customers pay invoices, including for recipients outside Nigeria
- Immediate payouts on invoices, letting vendors request up to 6 weeks of upfront payment instead of waiting for client payment cycles
- Tools for buyers focused on invoice reconciliation and payment scheduling, and for vendors offering invoice discounting and purchase order financing
Available on Web, with access via a WhatsApp Assistant.
It targets B2B vendors (SMEs) and buyers (larger businesses managing procurement and payments), especially in sectors such as FMCG, healthcare, and supply chains.
Zuvy is notable in Nigeria’s SME finance and procurement workflow space for combining free invoice management with invoice-based cash advances, and for raising $4.5 million in debt and equity funding in 2023 led by TLG Capital.
Frequently Asked Questions About Zuvy
Recent Reviews for Zuvy
US · 2 reviews
May 31, 2026
Zuvy has been a lifesaver for my small business. As someone who regularly invoices other businesses in Lagos, I used to struggle with late payments and messy record-keeping, Creating and sending professional invoices takes seconds. . Also, I think The WhatsApp integration is a genius touch
