Obtainly

Obtainly is a Nigeria-focused financial services platform that helps distributors, retailers, and suppliers handle business payments and access credit for inventory and local purchase orders (LPOs).

Key capabilities include:

• Inventory financing for distributors and retailers: Users make regular payments through the app to build a credit history, get assigned a credit line, and receive funds (typically within 24 hours) to pay manufacturers or restock inventory.
• LPO financing for suppliers: Suppliers can request funding against client-issued LPOs, with decisions communicated within 24 hours.
• Payments and disbursement via virtual accounts: The platform supports business payments to suppliers, with automatic deduction of dues as repayments come due.
• Distributor Management System (DMS): Sales teams can manage customers, sales reps, products, orders, payments, and performance in one system.

Available on Android and iOS.

It is built for SMEs and informal-sector businesses that need short-term working capital tied to day-to-day trading, including 30-day repayment credit for inventory purchases.

Notable context: the product is developed by Suplias Technologies (founded 2019), participated in Y Combinator S21, and states registration with FCCPC and NDPC.