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Lendha
A fintech platform offering instant business loans and spend management tools for Nigerian SMEs and micro-entrepreneurs to support cash flow and growth.
Lendha Product Overview
Is Lendha Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian SMEs
- Micro-entrepreneurs
What It Does Well
- Instant business loans
- Small business lending
Things to Check
- Loan limits
- Repayment terms
About Lendha
Lendha is a fintech platform that provides instant business loans and spend management tools for small businesses in Nigeria that need working capital and better cash flow control.
Key capabilities include:
- Working capital loans with approvals in minutes or hours, designed to support day-to-day business cash flow.
- Loan amounts from ₦50,000 to ₦10,000,000, offered without paperwork or collateral, with tenures up to 6 months.
- Uses an automated credit check and risk assessment engine that instantly analyzes 6 months of store transaction data and revenue histories to speed up lending decisions
- Spend management and business tools such as invoice generation, payment schedules, and cashflow analysis.
Available on Web.
Built for SMEs, micro-entrepreneurs, and business owners seeking short-term financing and practical tools to manage business spending.
Notable in the Nigerian fintech market for combining digital lending with spend management in one platform; the company was founded in 2020 and is headquartered in Lagos, Nigeria.
Lendha Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
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Lendha Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataLendha has raised $30K across 1 recorded funding event. The latest was Seed in Apr 2022.
- Total Raised:
- $30K
- Latest Round:
- Seed
Lendha Investors & Funding Rounds
Lendha Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataJobs at Lendha
| Title | Posted |
|---|---|
| Credit Officer - LASU Ojo | Sep 24, 2026 |
Frequently Asked Questions About Lendha
Lendha is a digital lending platform that provides quick loans to small businesses and SMEs without collateral or paperwork. You sign up, verify your identity, apply for a loan, get approved in minutes to hours, receive funds instantly, and repay in installments over up to 6 months.
Loan interest rates and processing fees apply, with pricing varying based on factors such as loan amount, tenure, and business needs. Loan amounts range from small to large working-capital facilities for SMEs.
Lendha operates in Nigeria, providing quick working capital loans to small and medium-sized business owners.
Sign up on the Lendha website, verify your identity, submit a loan application, and get approved in minutes.
Lendha is best suited for small businesses, micro-entrepreneurs, and SMEs needing quick working capital loans.
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