What is Lendha and how does it work?

Lendha is a digital lending platform that provides quick loans to small businesses and SMEs without collateral or paperwork. You sign up, verify your identity, apply for a loan, get approved in minutes to hours, receive funds instantly, and repay in installments over up to 6 months.

How much does Lendha cost?

Loan interest rates and processing fees apply, with pricing varying based on factors such as loan amount, tenure, and business needs. Loan amounts range from small to large working-capital facilities for SMEs.

What countries does Lendha operate in?

Lendha operates in Nigeria, providing quick working capital loans to small and medium-sized business owners.

How do I sign up for Lendha?

Sign up on the Lendha website, verify your identity, submit a loan application, and get approved in minutes.

Who is Lendha best suited for?

Lendha is best suited for small businesses, micro-entrepreneurs, and SMEs needing quick working capital loans.

Does Lendha have a plan for teams or businesses?

Yes, Lendha offers loans and business accounts designed for small businesses and SMEs.

Lendha

🇳🇬 Nigeria

A fintech platform offering instant business loans and spend management tools for Nigerian SMEs and micro-entrepreneurs to support cash flow and growth.

Use it on:Web

Is Lendha right for you?

Best for

Nigerian SMEs
Micro-entrepreneurs
Cash flow gaps
Working capital needs
Business spending control

What it does well

Instant business loans
Spend management tools
Cash flow support
Credit scoring
SME-focused lending

Things to check

Loan limits
Repayment terms
Eligibility rules
Spend controls included
Nigeria-only service

Lendha is a fintech platform that provides instant business loans and spend management tools for small businesses in Nigeria that need working capital and better cash flow control.

Key capabilities include:

Working capital loans with approvals in minutes or hours, designed to support day-to-day business cash flow
Loan amounts from ₦50,000 to ₦10,000,000, offered without paperwork or collateral, with tenures up to 6 months
AI-powered credit scoring to assess eligibility and speed up lending decisions
Spend management and business tools such as invoice generation, payment schedules, and cashflow analysis

Available on Web.

Built for SMEs, micro-entrepreneurs, and business owners seeking short-term financing and practical tools to manage business spending.

Notable in the Nigerian fintech market for combining digital lending with spend management in one platform; the company was founded in 2020 and is headquartered in Lagos, Nigeria.

Phone:+234 816 791 0608

Categories:

Fintech

Features & Business Model:

b2b credit-scoring lending p2p