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A digital lending platform offering credit-as-a-service, embedded finance APIs, and investment access for African MSMEs, aggregators, fintechs, and partners.
Advancly is a digital lending platform and liquidity partner that helps African MSMEs, aggregators, and fintech businesses extend credit and offer embedded financial services across their ecosystems.
Key capabilities include:
Available on Web (via spark.advancly.com/login) and via APIs (API documentation is provided).
Target users include MSMEs, aggregator platforms, fintechs, and businesses in sectors such as FMCG, healthcare, BNPL, logistics, and ride-hailing, plus investors seeking exposure to private credit.
Advancly is notable for its focus on credit infrastructure in African markets, reporting financing for 50,000+ beneficiaries across 6 countries and $80M+ in credit injected, plus stated ISO 22301 and NDPR compliance and the operation of a digital-first microfinance bank in Nigeria.
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