Fintech Farm

Fintech Farm is a B2B fintech provider that helps traditional banks in emerging markets create and run digital banks (neobanks) using a packaged mobile app plus operational and technology support.

Key capabilities include:

• Neobank mobile app and end-to-end tech stack for delivering retail digital banking experiences through partner banks
• Credit engines and AI-powered credit models to support credit-led products and credit decisioning
• Data-driven customer acquisition and retention processes designed to help partner banks grow and keep active customers
• Customer service tooling and operating know-how to run day-to-day neobank support and operations

Neobanks launched with partners can include products such as debit and credit cards, deposits and transfers, buy now pay later, stock investment, and savings features like Saving Pot with rules (for example, round-up saving).

Available via Android and iOS through partner neobank apps.

Target users are medium-sized and traditional banks that want to launch a branded digital bank in an emerging market, with compensation described as performance-based.

It is notable for having supported launches across multiple markets, including Africa, with Credit+ in Morocco and Fibo in Nigeria, and for its partnership-led “neobank in a box” model that combines technology, credit modelling, growth processes, and operational support rather than infrastructure alone.