Inventory financing platform that helps Kenyan MSMEs buy stock from suppliers on credit, pay after sales, and enables real-time supplier payments for faster turnover.
Zanifu is a Kenyan fintech platform that provides inventory (stock) financing for MSMEs, small retailers, wholesalers, and distributors that need working capital to procure stock from suppliers and repay after selling.
Key capabilities include:
Available on Web and Android (via the “Zanifu Shop – Business Loan” app on Google Play).
Built for Kenyan SMEs and retail trade networks (retailers, wholesalers, distributors, and suppliers), with a broader focus on small retailers in Sub-Saharan Africa.
Zanifu is notable in the African market for focusing on working capital for inventory, a common constraint for small retailers. The company also reports impact metrics on its site, including 15,000+ jobs created, 65% women-led businesses supported, and 60B+ disbursed (currency not specified).
As of Jun 22, 2026, Zanifu is rated 3.9 on Google Play from 36 reviews with 10K+ installs.
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