What is Halan and how does it work?

Halan is a fintech super app that provides financial services including loans, digital payments, e-wallets, prepaid cards, investments, savings, and e-commerce to unbanked and underbanked users. It works through the Halan app, where users can borrow money, make payments, transfer funds, shop, and repay loans in a closed-loop ecosystem, supported by offline agents and AI-driven credit scoring.

What countries does Halan operate in?

Halan primarily operates in Egypt. The company has also expanded into other markets in Africa and the Middle East, including Pakistan, as part of its broader growth strategy.

Does Halan have a mobile app?

Yes, Halan offers the Halan super app for mobile devices.

Who is Halan best suited for?

Halan is best suited for unbanked and underbanked individuals, small merchants, street vendors, gig workers, and micro-businesses seeking accessible loans, payments, and e-commerce tools.

How do I contact Halan support?

You can contact Halan support via email at avalavanis@mnt-halan.com.

Does Halan have a plan for teams or businesses?

Yes Halan offers business and consumer loans, small and micro-business lending, and services for merchants.

Halan

🇪🇬 Egypt

A fintech platform offering consumer and SME lending, Halan cash wallet payments, cards, and BNPL for unbanked and underbanked users in Egypt and expansion markets.

Use it on:Web Android· 2.2 iOS· 4.6

Is Halan right for you?

Best for

Cash-based workers
Unbanked borrowers
Underbanked shoppers
SME cashflow needs
Bill pay users

What it does well

Consumer lending
SME lending
Buy now pay later
Wallet bill payments
Cards and payments

Things to check

Loan eligibility rules
Repayment schedule options
Card availability
BNPL merchant coverage
Wallet cash-in points

Halan is a fintech platform for unbanked and underbanked consumers and SMEs, providing lending, digital payments, and commerce services, primarily in Egypt.

Key capabilities include:

Business and consumer lending across multiple products, including microfinance loans up to 200,000 EGP (apply and receive in 3 working days), SME lending from 200,000 to 5,000,000 EGP, and nano loans up to 2,000 EGP with instant disbursement.
Buy Now Pay Later (BNPL) with up to 200,000 EGP credit limit, available across 4,000+ vendors, with installment plans of up to 36 months.
Digital payments via Halan cash wallet and cards, supporting loan disbursement and collection, peer-to-peer transfers to any e-wallet in Egypt, virtual card numbers for online shopping, bill payments (mobile recharge and bills, electricity, water, gas, internet), cash in/out via ATM deposits and withdrawals, and payroll disbursement.
Commerce for home appliances and electronics and FMCG (B2B and B2C), including delivery services.

Available on Android and IOS.

Target users include cash-based consumers, salaried employees accessing salary advances, and SMEs seeking credit and payment tools in Egypt, with expansion activity referenced for Turkey, the UAE, and Pakistan.

Notable in the Egypt market context for its scale in non-bank lending to the unbanked and underbanked, along with reported milestones including USD 2.5B+ total loans disbursed and USD 100M+ monthly payment throughput (as stated on its website).

As of Jun 29, 2026, Halan is rated 4.6 on the App Store from 2.4K reviews and 2.2 on Google Play from 33.1K reviews with 10M+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c b2c bill-payments bnpl lending mobile-money p2p

Frequently Asked Questions About Halan

Recent Reviews for Halan

0 reviews

5-star

4-star

3-star

2-star

1-star

No reviews yet. Be the first to review this product.

Leave a review

DD Dave found that Halan has raised $477M across 4 rounds, backed by 13 investors. Their latest round was a Series A in Jun 2026. See how we get product data