A digital benefits app for corporate employees that enables earned salary access, bill payments, salary breakdown viewing, and interest-free installment offers via mobile.

Screenshot of Khazna website

Is Khazna right for you?

Best for

  • Egyptian employers
  • Corporate HR teams
  • Salaried employees
  • Payday cash gaps
  • Employee benefits programs

What it does well

  • Earned salary access
  • In-app bill payments
  • Salary breakdown view
  • Interest-free installments
  • Mobile employee benefits

Things to check

  • Employer onboarding needed
  • Payroll system fit
  • Eligible billers list
  • Installment offer limits
  • Pricing fit

Khazna is a digital benefits app for corporate employees that provides financial services through employer partnerships, helping salaried workers manage expenses throughout the month.

Key capabilities include:

  • Earned salary access (Aqbad Badr): Request an earned portion of salary from 30% up to 100% at any time during the month, with a repayment period of up to 10 months.
  • Bill payments: Pay monthly bills directly in-app without using cash.
  • Salary breakdown (Mofradat El Moratab): View salary components and related details in a clear, step-by-step flow.
  • Installment offers: Access interest-free installments on electronics, durable goods, and selected services from major stores, with no down payment and no extra fees.

Available on Web, Android, and iOS.

Designed for B2B2C use, it targets corporate employees as end users and supports companies that want configurable financial services for their workforce.

Notable in Egypt’s fintech market for focusing on employer-led access to financial tools for underbanked salaried workers, including a dedicated Khazna Card and secure transaction handling.

As of Jul 6, 2026, Khazna is rated 4.0 on the App Store from 1.8K reviews and 4.3 on Google Play from 22.7K reviews with 1M+ installs.

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