Trade Lenda

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A digital banking platform for SMEs that offers fast loans, cash transfers, bill payments, POS with instant settlement, investments, and SME insurance.

Trade Lenda Product Overview

Is Trade Lenda Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Nigerian SMEs
  • Retail shops

What It Does Well

  • Fast loan applications
  • Quick business loans

Things to Check

  • Loan limits
  • Repayment terms

About Trade Lenda

Screenshot of Trade Lenda website

Trade Lenda is a digital banking platform built for micro, small, and medium enterprises (SMEs) that need day-to-day business finance tools and faster access to credit.

Key capabilities include:

  • Business loans with fast disbursement (around 6 hours on average), designed to help SMEs bridge cash-flow gaps or fund expansion.
  • Cash transfers to send and receive payments from a dedicated business account.
  • Bill payments for managing utility and business service payments from a wallet/dashboard.
  • POS solutions that help merchants accept card and transfer payments with instant settlement.

Available on Web (dashboard) and mobile via Android and iOS apps.

Trade Lenda targets SME owners and operators in emerging markets, with a primary footprint in Nigeria, including merchants that need lending, payments, and POS acceptance in one place.

Notable in the local market for reporting N8bn+ in capital disbursed to SMEs, 140k+ businesses supported, and a stated 98% customer satisfaction rate, positioning it as a single platform that combines lending with everyday business payments and acceptance tools.

Trade Lenda Facts

Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source data
Operates In
Social Links
Pricing & Fees
Variable pricingFree business banking account setup with zero recurring platform subscription maintenance fees, applying variable interest rates mapped to AI-driven credit underwriting.

As of Sep 28, 2026, Trade Lenda is rated 1.2 on the App Store from 5 reviews and 5.0 on Google Play from 173 reviews with 50K+ installs.

Recent Reviews for Trade Lenda

Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work
3.7
Great · 2 reviews
5-star
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How is the score calculated?

Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.

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A
Adamumomo332

NG · 2 reviews

May 31, 2026

The mobile app os faster and smoother for loan applications

D
Dadagombe36

NG · 4 reviews

May 31, 2026

Very reliable and user-friendly. The quick access to business loans and instant settlement feature help businesses maintain smooth cash flow and grow faster.

Trade Lenda Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Trade Lenda has raised $620K across 3 recorded funding events. The latest was Venture (Round not Specified) in Sep 2026.

Total Raised:
$620K
Latest Round:
Venture (Round not Specified)

Trade Lenda Investors & Funding Rounds

Venture (Round not Specified)UndisclosedSep 2026

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Trade Lenda Founders & Leadership Team

Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
AA
Oluwatosin Ayodele

Latest Trade Lenda News & Updates

Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source data

Frequently Asked Questions About Trade Lenda

Trade Lenda is a digital banking and lending platform for micro, small, and medium enterprises (MSMEs). It provides working capital loans, invoice financing, Islamic financing options, asset financing, bill payments, insurance, investments, and free credit reports through a web and mobile app interface, with loans accessible within 6 hours using BVN for credit scoring.

Trade Lenda primarily operates in Nigeria and has partnerships across Africa.

Visit tradelenda.com or download the mobile app, then input your BVN number to start the straightforward application process for loans and services.

Yes, Trade Lenda is available on iOS and Android. You can download Trade Lenda on the App Store for iPhone, or get it on Google Play for Android.

Trade Lenda is best suited for micro, small, and medium enterprises (MSMEs), including those in agricultural value chains and farmers needing quick financing, digital banking, and related services.

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