Creditville
A Nigerian fintech group offering digital banking, loans, savings, bill payments, leasing, and SEC-licensed asset management for individuals and businesses.
Creditville Product Overview
Is Creditville Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian individuals
- Nigerian SMEs
What It Does Well
- Loans and credit
- Savings products
Things to Check
- Loan terms and limits
- Savings interest terms
About Creditville

Creditville Group is a Nigerian financial services and fintech group serving individuals and corporate customers with loans, digital banking, savings, investments, leasing, and asset management.
Key capabilities include:
- Consumer and microfinance bank loans with online application options, including Creditville MFB loans with no hidden charges and loan ranges listed from ₦100,000 to ₦6,000,000 over 1 to 12 months (with approvals stated as within 24 hours).
- C Money app for bank transfers and bill payments, plus high-interest savings advertised at up to 15% p.a.
- GoodLock locked savings inside the C Money app, where users lock funds for 60 to 365 days and receive interest upfront (rates listed as 16% for 60 days, 18% for 90 days, 21% for 180 days, 23% for 365 days).
- Fixed placement plans through Creditville MFB with returns advertised at up to 20% p.a., plus internet banking access for account management.
Available on Web (including internet banking), IOS (App Store) and Android (C Money app on Google Play).
Target users include Nigerian individuals managing everyday payments, savings, and credit needs, and businesses seeking microfinance banking services.
It is notable in Nigeria’s financial services market for operating across multiple regulated and specialist subsidiaries, including Redwood Asset Management (licensed by Nigeria’s SEC as a fund/portfolio manager), and for awards cited on its site such as Africa’s Finance Award 2020 and BAFI 2024 recognition.
Creditville Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreAs of Sep 14, 2026, Creditville is rated 4.1 on the App Store from 10 reviews and 3.3 on Google Play from 543 reviews with 100K+ installs.
Recent Reviews for Creditville
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Creditville Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. Learn moreLatest Creditville News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. Learn moreFrequently Asked Questions About Creditville
Creditville is a financial services platform offering loans, investments, leasing, and banking products primarily for individuals and businesses in Nigeria. Users apply online or in-person by submitting personal and financial details, undergo credit checks, and receive approved funds without collateral for products like payday and SME loans ranging from ₦100,000 to ₦6,000,000.
Loan amounts range from ₦100,000 to ₦6,000,000 with terms determined individually; exact costs vary by product and approval. Investments offer up to 20% interest per annum on fixed deposits.
Creditville operates in Nigeria.
Fill out an online form on loans.creditville.ng with your personal and financial details, submit it for review, and complete verification including a credit check. You can also visit a Creditville office in person to apply.
Yes, Creditville has a mobile app on Android and IOS (C Money - Savings. Investment)
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