Sycamore
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA Nigerian fintech app for individuals and businesses to get personal or business loans, invest up to 24% p.a., save to goals, transfer money, and pay bills.
Sycamore Product Overview
Is Sycamore Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerians saving to goals
- Individuals needing quick loans
What It Does Well
- Personal and business loans
- Goal-based saving
Things to Check
- Loan eligibility rules
- Loan repayment terms
About Sycamore

Sycamore is a Nigerian fintech platform and mobile app for individuals, freelancers, and SMEs that combines loans, savings, investments, and everyday payments in one place.
Key capabilities include:
- Personal and business loans for different needs, with app-based access to funding.
- Investments and asset management with curated investment plans advertised at up to 24% interest per annum, plus an associated asset management arm (Sycamore Investment and Asset Management Limited) that holds a SEC (Nigeria) fund/portfolio manager licence.
- Target savings plans that help users save towards specific goals such as a car, phone, or travel.
- Payments and transfers including a personalised wallet with a unique account number, bill payments, recurring transfers, and payment tags for requesting money.
- Peer-to-peer lending and borrowing with “Lend to Friends/Loans Friends” features to lend to friends and track repayments.
Available on Android and iOS, with supporting web pages for product information and access.
Sycamore targets Nigerian retail customers who want to borrow, save, invest, send money, and pay bills from one app, as well as businesses seeking funding and investment management.
It is notable in Nigeria’s fintech market for operating as both a digital lender and an asset manager, and for reporting over ₦10 billion in assets under management and about 300,000 users.
Sycamore Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Sycamore is rated 4.2 on the App Store from 124 reviews and 4.5 on Google Play from 1.4K reviews with 100K+ installs.
Recent Reviews for Sycamore
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 4 reviews
May 12, 2026
Solid platform for savings and investment. I haven’t regretted using Sycamore
Sycamore Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataSycamore has raised $6.1M across 4 recorded funding events. The latest was Debt Financing in May 2026.
- Total Raised:
- $6.1M
- Latest Round:
- Debt Financing
Sycamore Investors & Funding Rounds
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Sycamore Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataLatest Sycamore News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataSign in to see all 8 articles
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Frequently Asked Questions About Sycamore
Sycamore is a Nigerian fintech platform that lets you get personal or business loans, save towards goals, invest for returns, and lend or borrow money with friends, all through a single app. You create an account, fund your Sycamore wallet or link your bank, then use the app to request loans, set up savings or investment plans, pay bills, or track friend-to-friend lending and repayments automatically.
Sycamore does not publish a single fixed pricing table. Costs such as loan interest rates and potential fees or investment returns depend on the specific product and terms you choose, so you need to check the app or your offer details for exact pricing.
Sycamore operates primarily in Nigeria and is focused on serving users and businesses across Africa starting from Nigeria. Some services like transfers, bill payments, loans, savings, and investments are currently tailored to Nigerian users.
You can sign up for Sycamore by downloading the Sycamore app and creating an account with your phone number or email, then completing any required verification steps. After registration, you can set up your wallet, add your bank details, and start using loans, savings, or investment features.
Yes, Sycamore is available on iOS and Android. You can download Sycamore on the App Store for iPhone, or get it on Google Play for Android.


