Sycamore

Sycamore is a Nigerian fintech platform and mobile app for individuals, freelancers, and SMEs that combines loans, savings, investments, and everyday payments in one place.

Key capabilities include:

• Personal and business loans for different needs, with app-based access to funding.
• Investments and asset management with curated investment plans advertised at up to 24% interest per annum, plus an associated asset management arm (Sycamore Investment and Asset Management Limited) that holds a SEC (Nigeria) fund/portfolio manager licence.
• Target savings plans that help users save towards specific goals such as a car, phone, or travel.
• Payments and transfers including a personalised wallet with a unique account number, bill payments, recurring transfers, and payment tags for requesting money.
• Peer-to-peer lending and borrowing with “Lend to Friends/Loans Friends” features to lend to friends and track repayments.

Available on Android and iOS, with supporting web pages for product information and access.

Sycamore targets Nigerian retail customers who want to borrow, save, invest, send money, and pay bills from one app, as well as businesses seeking funding and investment management.

It is notable in Nigeria’s fintech market for operating as both a digital lender and an asset manager, and for reporting over ₦10 billion in assets under management and about 300,000 users.

As of Jun 29, 2026, Sycamore is rated 4.3 on the App Store from 116 reviews and 4.5 on Google Play from 1.2K reviews with 100K+ installs.