Maplerad

Maplerad is a banking-as-a-service (BaaS) and payment infrastructure platform for businesses that want to build and scale fintech products such as cross-border payments, card issuing, and multi-currency money movement.

Key capabilities include:

• Multi-currency money movement and FX: Exchange, hold, send, and spend funds in 10+ currencies, designed for cross-border business payments and treasury needs.
• Cards and issuing: Issue, process, and manage local and international card payments, including virtual USD cards for business spend management.
• Accounts and payouts: Generate virtual account numbers for bank transfer payments and run instant payouts to bank accounts in 10+ currencies.
• Identity verification: Verify customer identity in seconds to support KYC and fraud mitigation.

Available via Web dashboard and APIs, with developer documentation, API reference, sandbox, and a public status page.

It targets B2B teams such as fintechs (lending, digital banking, remittance), enterprises, marketplaces and on-demand platforms (e-commerce, ride hailing, logistics), and SMEs that need to embed payments, wallets, and compliance-ready financial flows into their products.

Notable for its focus on cross-border infrastructure with banking partnerships and compliance controls (including PCI-DSS and ISO-27001 compliance) and for reporting 99.9% historical uptime and 3,000+ businesses using the platform. Maplerad is a fintech company, not a bank; banking services are provided by licensed banks and financial institutions in their respective jurisdictions.