A digital car insurance platform for drivers and fleets in Nigeria and Ghana, offering 90-second policy purchase, pay-monthly plans, driving insights, and fast claims.
ETAP Product Overview
Is ETAP Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Private car owners
- Fleet operators
What It Does Well
- Plate number purchase
- 90-second policy buying
Things to Check
- Cover types offered
- Monthly plan rules
About ETAP
ETAP is a digital car insurance platform for individual drivers and businesses that want to buy and manage vehicle insurance quickly using a vehicle plate number.
Key capabilities include:
- 90-second cover purchase on the web (no app required) or via mobile app, using plate number details for eligible vehicles such as private cars, motorcycles, buses, rickshaws, ride-hailing vehicles, taxis, SUVs, and ambulances
- Flexible coverage and payments, including short-term cover (1 to 28 days), annual options, and pay-monthly subscriptions, with support for third-party and comprehensive policies
- In-app claims with a guided flow, where verified claims are processed within 3 minutes for third-party and comprehensive policies
- Driving Insights (telematics) that tracks behaviour such as acceleration, braking, coasting, and speeding to help users improve driving habits, plus Safe Driving Points that can be redeemed for vouchers (including fuel and entertainment rewards)
Available on Web, Android, and iOS.
It serves B2C drivers who want quick, flexible car insurance and B2B fleet managers looking for an enterprise fleet solution.
Notable in West Africa, it operates under insurance regulation in Nigeria (NAICOM) and is licensed in Ghana (National Insurance Commission), selling policies via partners including AIICO Insurance Plc in Nigeria and Hollard Insurance Ghana Limited (as ETAP-Hollard) in Ghana.
ETAP Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, ETAP is rated 5.0 on the App Store from 17 reviews and 4.7 on Google Play from 34 reviews with 5K+ installs.
Recent Reviews for ETAP
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ETAP Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataETAP has raised $1.5M across 1 recorded funding event. The latest was Seed in Apr 2022.
- Total Raised:
- $1.5M
- Latest Round:
- Seed
ETAP Investors & Funding Rounds
ETAP Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
Latest ETAP News & Updates
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Jobs at ETAP
| Title | Posted |
|---|---|
| Business Development Manager | May 19, 2026 |
Frequently Asked Questions About ETAP
ETAP is a digital insurtech platform that provides car insurance for vehicles like private cars, motorcycles, buses, rickshaws, ride-hailing, taxis, SUVs, and ambulances. It works by allowing users to purchase coverage in 90 seconds using their vehicle plate number via a web app, with flexible monthly payments, hitch-free claims on third-party and comprehensive policies, and features like safe driving rewards.
ETAP operates in Nigeria across 12 states and in Ghana through a partnership with Hollard Insurance Ghana. It plans to expand into other African countries like Cote d’Ivoire.
Visit etapinsure.com, enter your vehicle plate number, and complete the purchase in 90 seconds with no paperwork required. You can choose flexible payment options like per trip, daily, monthly, or yearly.
Yes, ETAP is available on iOS and Android. You can download ETAP on the App Store for iPhone, or get it on Google Play for Android.
ETAP is best suited for individual car owners and drivers in Nigeria and Ghana who want quick, flexible car insurance with easy claims and safe driving rewards.
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