Avon HMO
A Nigerian HMO offering health insurance plans for individuals, families, couples, and businesses, plus provider search, a mobile app, and a 24/7 AI assistant.

Is Avon HMO right for you?
Best for
- Nigerian individuals
- Families and couples
- SME employee cover
- Critical illness cover
- International cover seekers
What it does well
- Plan variety
- Provider search
- Mobile plan management
- 24/7 AI assistant
- Critical care packages
Things to check
- Hospital network fit
- International cover terms
- Critical care limits
- App feature coverage
- Claims process steps
Avon HMO is a Health Maintenance Organization (HMO) in Nigeria that provides health insurance plans for individuals, couples, families, and businesses, with options for international and critical care coverage.
Key capabilities include:
- Health plans by life stage and need, including Individual, Couple, Family, Business, International, and Critical Care options, plus named plans such as Avon Revive (up to N5,000,000), Avon Secure (up to N1,000,000), and A.C.E Global (up to $500,000) coverage.
- Provider finder to help members locate hospitals and care providers within the network before choosing where to receive treatment.
- Avon Flex app for health management, supported by Ava, a 24/7 AI assistant, alongside contact centre support via phone and email.
Available on Web, Android, and iOS.
Designed for Nigerian consumers and employers, including individuals buying personal cover, families managing household healthcare needs, and businesses providing staff health plans.
Founded in 2013, it has operated in Nigeria for over a decade and positions itself around access to care without financial barriers, supported by digital self-service tools and an active health education blog with recent posts through May 2026.
As of Jul 6, 2026, Avon HMO is rated 3.4 on the App Store from 12 reviews and 4.3 on Google Play from 75 reviews with 10K+ installs.
Frequently Asked Questions About Avon HMO
Recent Reviews for Avon HMO
NG · 2 reviews
Jun 1, 2026
Avon HMO stands out for its wide variety of plans, including local health insurance, international coverage, and specialized critical-care packages for serious illnesses such as cancer, stroke, and organ failure.

