Scrella

Scrella is a Nigeria-based device insurance and protection plan service for individuals and businesses that want affordable cover for smartphones and other portable devices, with a digital sign-up and claims process.

Key capabilities include:

• Fixed-price and value-based plans for 12 months, including Mini Guard (₦5,500), Mega Protect (₦10,000), Ultra Shield (₦15,000), plus a Custom option priced at 10% of declared device value (DDV).
• Accidental damage protection with defined repair limits and claim allowances: Mini Guard covers repairs up to ₦50,000 (1 claim per policy lifecycle), Mega Protect up to ₦100,000 (1 claim), Ultra Shield up to ₦250,000 (1 claim), and Custom up to 50% of DDV (2 claims).
• Paperless onboarding and claims, with policy management handled digitally (no paperwork) and access to phone and chat support.
• Protection for new and in-use devices, including devices that are brand-new or already used.

Available on Web, Android, and iOS.

It primarily serves Nigerian consumers insuring personal devices, plus businesses and organizations that want to cover multiple devices under a single account (For Business).

Scrella is notable in the Nigerian insurtech market for its clear, tiered pricing and repair limits, and for operating as a technology intermediary that partners with regulated insurance companies in Nigeria (it is not an insurance company). It also highlights NDPR Audit Compliant 2025 for data protection governance.