Curacel

Curacel is an AI-powered insurance infrastructure platform for insurers, healthcare payors, and businesses that need to automate claims, underwriting, support, and payouts across Africa and other emerging markets.

Key capabilities include:

• Claims and underwriting automation for specific lines of business, including Health AI (health claims handling and fraud detection) and Auto AI (motor insurance underwriting and claims workflows)
• Document reading and data extraction with Extract AI, which classifies claim documents and converts them into structured data to reduce manual entry
• Support and operations automation with Support AI for claims support and routing, plus Pay AI for payment-related support such as transaction verification and reminders
• Embedded insurance distribution with Grow, which supports quoting, policy issuance, and insurance distribution through partner channels

Available on Web (product logins) and via API integration.

Target users include insurers, TPAs, healthcare providers, and payors, plus fintech, logistics, e-commerce, and automotive companies embedding insurance into their products.

Notable in the African market context, the platform supports pan-African insurance operations and integrations, participates in Y Combinator (W22), and works with partners such as AXA Mansard and Old Mutual.