MyCover.ai
An embedded insurance infrastructure platform for African businesses to integrate insurance products using open APIs and SDKs, with access to multiple providers.
MyCover.ai Product Overview
Is MyCover.ai Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian B2B teams
- Apps adding insurance
What It Does Well
- Embed insurance via APIs
- Developer SDK support
Things to Check
- Insurance types offered
- Provider list in Nigeria
About MyCover.ai

MyCover.ai is a digital infrastructure platform for embedded insurance that helps African businesses integrate and distribute insurance products to their customers without operating as an insurance company.
Key capabilities include:
- Open insurance APIs and SDKs to embed insurance flows inside existing apps and checkout experiences
- Access to multiple insurance providers and a catalogue of insurance options, including health, gadget, vehicle, personal accident, credit life, and cargo coverage
- A unified web dashboard for managing policies and tracking activity, with insights to support distribution and operations
- Low-code tooling such as Product Links for teams that want to add insurance without a full engineering build
Available via Web dashboard, with API integrations and support for mobile app experiences.
Targeted at B2B teams across fintech, payroll and HR platforms, ride-hailing, e-commerce, remittance services, SMEs, and startups that want to embed insurance into customer journeys.
Notable in the African context for its focus on enabling embedded insurance distribution in Nigeria and other African markets through partnerships with licensed insurance providers, helping businesses expand product offerings and add insurance at point of sale.
MyCover.ai Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, MyCover.ai is rated 5.0 on the App Store from 3 reviews and 4.2 on Google Play from 57 reviews with 5K+ installs.
Recent Reviews for MyCover.ai
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MyCover.ai Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataMyCover.ai has raised $1.4M across 3 recorded funding events. The latest was Seed in Jul 2023.
- Total Raised:
- $1.4M
- Latest Round:
- Seed
MyCover.ai Investors & Funding Rounds
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MyCover.ai Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataLatest MyCover.ai News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About MyCover.ai
MyCover.ai is an insurtech platform that provides an open insurance API for businesses to embed personalized insurance products into their services. It works by partnering with insurance companies to offer over 30 products like health, vehicle, and gadget coverage, while using AI to automate claims processing, underwriting, distribution, and payouts through APIs, a mobile app, or a dashboard.
MyCover.ai operates in Nigeria and plans to expand across Africa.
Yes, MyCover.ai offers a mobile app for automated claims support, including notifications, loss assessments, and instant payouts.
MyCover.ai is best suited for businesses such as fintechs, e-commerce platforms, logistics, ride-hailing services, proptechs, telcos, and BNPL platforms that want to embed insurance products.
Yes, MyCover.ai offers a B2B platform called MyCoverGenius for entrepreneurs and small businesses to purchase insurance for staff and assets.
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