Question 1

What is Kova360 and how does it work?

Accepted Answer

Kova360 is an AI-powered online marketplace that lets people in Nigeria discover, compare, and subscribe to HMO health insurance plans from multiple licensed providers in one place. You create an account, enter your healthcare needs and budget, get AI-driven plan recommendations, then choose a plan and a daily or weekly payment schedule and pay directly on the platform.

Question 2

How much does Kova360 cost?

Accepted Answer

Kova360 itself is free to access, and you pay for the health insurance plan you choose through the platform. Plan payments start from about ₦100 per day (terms and conditions apply), but exact pricing depends on the specific HMO plan and coverage you select.

Question 3

What countries does Kova360 operate in?

Accepted Answer

Kova360 currently operates in Nigeria and is designed specifically for the Nigerian health insurance market.

Question 4

How do I sign up for Kova360?

Accepted Answer

To sign up, go to app.kova360.com on your phone or computer, click “Sign Up,” and provide basic details about yourself, your healthcare needs, and your budget, then follow the prompts to create your account. After that, you can review recommended HMO plans and subscribe online.

Question 5

Does Kova360 have a mobile app?

Accepted Answer

Kova360 does not currently offer a dedicated Android or iOS mobile app. You can use the service via the web on kova360.com and app.kova360.com from your phone or computer browser.

Question 6

Who is Kova360 best suited for?

Accepted Answer

Kova360 is best suited for individuals and families in Nigeria who want affordable health insurance with small daily or weekly payments, small businesses that want to provide health cover for employees within a set budget, and HMO providers that need tooling to manage micro-payments and policies.

Question 7

How do I contact Kova360 support?

Accepted Answer

You can contact Kova360 support by emailing support@kova360.com. For general information or privacy-related questions, you can also reach out to info@kova360.com or privacy@kova360.com.

Question 8

Does Kova360 have a plan for teams or businesses?

Accepted Answer

Yes, Kova360 supports businesses and small employers that want to provide health insurance for their teams by helping them find suitable HMO plans that fit their budgets. You can contact Kova360 to discuss options for covering multiple employees under appropriate HMO plans.

Question 9

Does Kova360 offer an API or integrations?

Accepted Answer

There is no public information about a self-serve API or standard third-party integrations for Kova360 at this time. Any technical integrations for HMO partners appear to be handled directly through Kova360’s own technology platform rather than via a public API.

Question 10

What popular product is Kova360 an African alternative to?

Accepted Answer

Kova360 is an African-built alternative to Policygenius.

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