A payment gateway for businesses in Ethiopia and East Africa to accept online payments via cards, banks, local wallets, QR codes, and payment links.

Chapa Product Overview

Is Chapa Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Ethiopian online stores
  • Local service businesses

What It Does Well

  • Card payments
  • Bank transfers

Things to Check

  • Settlement timeline
  • Supported wallets and banks

About Chapa

Screenshot of Chapa website

Chapa is a payment gateway and fintech platform for businesses in Ethiopia (and expanding across East Africa) that need to accept online payments from local and international customers.

Key capabilities include:

  • Unified checkout and payment acceptance across local digital wallets, banks, and cards, including support for major card networks such as Visa and Mastercard, plus PayPal (as listed on the site)
  • No-code collections with Payment Links for one-off payments and shareable checkout experiences
  • QR Code Payments for in-person or offline collections using generated QR codes
  • Purpose-built modules for Events ticket sales and Donations to collect contributions locally and internationally

For teams that need deeper integration, the platform provides payment APIs, documentation, and 15+ open-source libraries and plugins, plus test cards to validate payment flows before going live. Merchants also get a web dashboard with real-time analytics and reporting on sales, revenue, and customer behavior.

Available on Web (dashboard and developer docs), with a merchant mobile app on Android and iOS, plus APIs/SDKs for developers.

Target users include merchants, enterprises, schools, transportation operators, fintechs, and developers embedding payments into their own products.

Notable in the Ethiopian market for its scale metrics published on the site, including 30B+ ETB volume processed, 100M+ transactions, 480M+ API calls, and 50K+ registered users, and for powering digital payment experiences such as its partnership referenced with Ethiopian Airlines.

Chapa Facts

Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source data
Social Links
African alternative to
Pricing & Fees
Variable pricingPricing varies: “2.5%” per successful transaction for “Domestic transaction” (payments only in Ethiopia); “1%” per successful transaction for “International transaction”. “This rate is subject to change…”. “Special pricing plans… to businesses with large volume transactions.”

As of Oct 5, 2026, Chapa is rated 3.8 on the App Store from 10 reviews and 3.6 on Google Play from 160 reviews with 10K+ installs.

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Chapa Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Chapa has raised $100K across 1 recorded funding event. The latest was Other in Oct 2024.

Total Raised:
$100K
Latest Round:
Other

Chapa Investors & Funding Rounds

Chapa Founders & Leadership Team

Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
Mekonnen Assefa
Ruth Asmamaw

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Latest Chapa News & Updates

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Jobs at Chapa

TitlePosted
Sales and Marketing ManagerJul 15, 2026

Frequently Asked Questions About Chapa

Chapa is an online payment gateway that lets businesses accept local and international payments from customers using cards, mobile money, bank transfers, and other methods. You integrate Chapa into your website, app, or checkout, then customers pay through Chapa’s secure payment page and funds are settled to your account.

Chapa is based in Ethiopia and is designed to help Ethiopian and African businesses accept payments globally. Availability of specific payment methods and services can vary by country where your business is registered and operates.

You can sign up for Chapa by going to the Chapa website and creating a merchant account with your business details, then completing any required verification steps. Once approved, you can access your dashboard and begin integrating payment options.

Chapa has a mobile app on Android (Google Play) and IOS (App Store).

Chapa is best suited for businesses and organizations that need to accept online payments, such as e‑commerce stores, startups, platforms, and service providers in Ethiopia and across Africa. It is also useful for merchants that want to collect payments from international customers.

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