Chapa

Chapa is a payment gateway and fintech platform for businesses in Ethiopia (and expanding across East Africa) that need to accept online payments from local and international customers.

Key capabilities include:

• Unified checkout and payment acceptance across local digital wallets, banks, and cards, including support for major card networks such as Visa and Mastercard, plus PayPal (as listed on the site)
• No-code collections with Payment Links for one-off payments and shareable checkout experiences
• QR Code Payments for in-person or offline collections using generated QR codes
• Purpose-built modules for Events ticket sales and Donations to collect contributions locally and internationally

For teams that need deeper integration, the platform provides payment APIs, documentation, and 15+ open-source libraries and plugins, plus test cards to validate payment flows before going live. Merchants also get a web dashboard with real-time analytics and reporting on sales, revenue, and customer behavior.

Available on Web (dashboard and developer docs), with a merchant mobile app on Android and iOS, plus APIs/SDKs for developers.

Target users include merchants, enterprises, schools, transportation operators, fintechs, and developers embedding payments into their own products.

Notable in the Ethiopian market for its scale metrics published on the site, including 30B+ ETB volume processed, 100M+ transactions, 480M+ API calls, and 50K+ registered users, and for powering digital payment experiences such as its partnership referenced with Ethiopian Airlines.

As of Jun 22, 2026, Chapa is rated 3.8 on the App Store from 10 reviews and 3.6 on Google Play from 156 reviews with 10K+ installs.