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Collect and send payments across Africa with one API
SenePay
A Senegal-based payment gateway API for African merchants to accept mobile money, run payouts, payment links, QR payments, and subscriptions across 16 supported countries.
SenePay Product Overview
Is SenePay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Online merchants
- Marketplaces and platforms
What It Does Well
- Mobile money checkout
- Multi-country payouts
Things to Check
- 16-country fit
- Mobile money networks supported
About SenePay
SenePay is a Senegal-based payment gateway and unified REST API for merchants, professionals, and enterprises that need to accept and send mobile money payments across West and Central Africa.
Key capabilities include:
- Online payment acceptance (Payin) across 16 supported countries via local mobile money operators per market, such as Orange Money, Wave, Free Money, MTN, Moov, Airtel, Afrimoney, and M-Pesa, through a single integration.
- Payouts (reversements) to send funds to suppliers, partners, or clients across the same footprint, plus international transfers.
- Payment links (SenePay Links) to collect payments via shareable links (for example, on WhatsApp) without a website, plus QR code payments for encashment.
- Recurring subscriptions, real-time webhooks (such as payment.succeeded, payout.failed), and an analytics dashboard for revenue, transactions, and success-rate tracking.
Available via a web dashboard and REST API, with documentation and a sandbox at api.sene-pay.com, plus web-based payment links.
SenePay's own documentation lists 16 live countries: Senegal, Cote d'Ivoire, Mali, Burkina Faso, Guinee, Benin, Togo, Niger, Gambie, Guinee-Bissau, Cameroun, Gabon, Congo-Brazzaville, Centrafrique, Tchad, and RD Congo, each mapped to its own set of local mobile money operators.
Target users include African e-commerce businesses, marketplaces, SaaS companies, agencies, retailers, service providers, and institutions integrating mobile money into websites and applications.
Notable for its WAEMU/CEMAC payments focus, including PCI DSS alignment, BCEAO directives references, SSL/TLS 256-bit encryption, data hosted in Senegal, and local support in Wolof and French. Public pricing starts at 3.6% per collection (0% on withdrawal) plus operator fees, with SenePay Links from 5,000 FCFA/month for 50 links included.
SenePay Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Recent Reviews for SenePay
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work3.7
Great · 1 review
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Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
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Zineb FARES
MA · 1 review
Aug 18, 2026
After years of dealing with fragmented payment APIs across West and Central Africa, SenePay stands out as one of the rare solutions that actually delivers operational simplicity at scale. A single, well-designed API covering Wave, Orange Money, MTN, Moov and others across 16 countries; including reliable payouts, payment links, and transparent pricing, has significantly reduced the usual integration and reconciliation friction. It reflects a clear understanding of African market realities: mobile-first users, variable connectivity, and the continued dominance of mobile money. Equally notable is the support. Interactions feel genuinely human, responsive, competent, and oriented toward solving problems rather than merely processing tickets. For founders and technical teams looking to expand across the continent without adding unnecessary complexity, SenePay is worth serious consideration.
Frequently Asked Questions About SenePay
SenePay is a Senegal-based payment gateway and unified REST API that lets you accept and send mobile money payments across 16 West and Central African countries using a single integration and web dashboard. You connect your website or systems to SenePay's API or use its payment links and QR codes to collect payments, trigger payouts, manage subscriptions, and monitor transactions in real time.
SenePay uses a transaction-based pricing model, with public tariffs starting at 3.6% per collection (0% on withdrawal) plus operator fees. For more detailed and up-to-date pricing, including SenePay Links starting from 5,000 FCFA per month for 50 links, you can check the dedicated pricing page.
SenePay's own API documentation lists 16 live countries across West and Central Africa: Senegal, Cote d'Ivoire, Mali, Burkina Faso, Guinee, Benin, Togo, Niger, Gambie, Guinee-Bissau, Cameroun, Gabon, Congo-Brazzaville, Centrafrique, Tchad, and RD Congo, each connected to its own set of local mobile money operators.
You can sign up for SenePay by visiting the website and creating an account through the merchant onboarding or registration flow, then following the steps to access the dashboard and API sandbox. Once registered, you obtain your API keys and configure payment methods, webhooks, and business details before going live.
SenePay provides a web dashboard and web-based payment flows, and it references mobile app solutions and SDKs for integration. However, specific publicly available native Android or iOS apps for merchants or payers aren't confirmed, so dedicated store-distributed mobile apps aren't currently confirmed.
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