Bimaleo

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A Kenyan pay-as-you-use motor insurance marketplace that lets motorists get quotes and buy personalised cover, priced by usage and driving patterns.

Bimaleo Product Overview

Is Bimaleo Right for You?

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Best For

  • Kenyan motorists
  • Pay as you drive

What It Does Well

  • Pay as you drive pricing
  • Personalised cover options

Things to Check

  • Kenya only availability
  • Supported car types

About Bimaleo

Screenshot of Bimaleo website

Bimaleo is a Kenyan pay-as-you-use motor insurance marketplace for motorists who want cover that charges based on vehicle usage instead of a fixed annual premium.

Key capabilities include:

  • Online onboarding and quoting: users create an account, enter vehicle details (such as make, model, and registration number), then receive a quote and buy a policy online.
  • Multiple insurer marketplace: the platform connects motorists to partner insurance carriers so they can compare quotes and purchase cover that fits their needs.
  • Telematics-based pricing and safety monitoring: a tracking device monitors driving patterns and vehicle use; safer driving and lower usage can reduce premium rates.
  • Accident support and response: in the event of a crash, the system generates an accident reconstruction report to support police abstracts and help insurance partners process claims faster; emergency response services are coordinated through trusted partners.

Available on Web via bimaleo.com and the app.bimaleo.com portal.

Target users include private motorists, commercial vehicle owners, public service vehicle operators, and agricultural vehicle owners in Kenya.

It is notable in the Kenyan market for offering usage-based (pay-by-use / pay-by-the-mile) motor insurance and for operating as an IRA-licensed insurance agency under Bimaleo Insurance Agency Ltd (Licence No: IRA/05/39759/2023).

Bimaleo Facts

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Frequently Asked Questions About Bimaleo

Bimaleo is a Kenyan pay as you use motor insurance marketplace that lets you pay for cover only when you drive. You create an account, enter your vehicle details, receive a personalized quote from partner insurers, install or link a tracking device, then pay for usage based on your actual driving and patterns.

Bimaleo uses a pay as you use or pay by the mile pricing model, where premiums depend on how much and how safely you drive, rather than a fixed annual fee. Exact tariffs, rates, or fees are not publicly disclosed, so specific costs for coverage are .

Bimaleo currently operates in Kenya and serves motorists through its Nairobi based insurance agency and online platform. There is no indication of service availability outside Kenya.

To sign up, go to bimaleo.com or app.bimaleo.com, create an account, then follow the steps to fill in your vehicle details and set up your policy. After completing the onboarding and KYC steps and linking a compatible tracking device, you can select a policy, get a quote, and purchase cover online.

Bimaleo is available via its web platform at bimaleo.com and app.bimaleo.com. Availability of native Android or iOS mobile apps is .

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