A digital health and insurance provider offering cashless care, telemedicine, diagnostics, and health, life, and accident cover for middle-income families in emerging markets.

Bima Milvik Product Overview

Is Bima Milvik Right for You?

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Best For

  • Middle-income families
  • Cashless clinic visits

What It Does Well

  • Cashless healthcare access
  • Telemedicine consults

Things to Check

  • Ghana and Tanzania only
  • Clinic network coverage

About Bima Milvik

Screenshot of Bima Milvik website

Bima Milvik is a digital health and insurance provider serving middle-income families and partners across emerging markets in Africa and Asia with cashless healthcare and subscription-based health cover.

Key capabilities include an integrated care and insurance ecosystem designed to reduce out-of-pocket health costs and improve access to everyday care:

  • B-Care health subscription that combines telemedicine, diagnostics, and insurance into a single plan for cashless access to care
  • Cashless healthcare network across clinics, laboratories, pharmacies, and hospitals, supporting treatment and diagnostic journeys without upfront payments (where covered)
  • Insurance product portfolio covering health, life, and accident, plus general insurance offerings
  • Multi-channel access and support through agents, apps, WhatsApp, and telco integrations, with digital assistants and human agents for customer help

Available via the Web; additional app and channel availability varies by market.

It primarily targets B2C customers in middle-income segments, and also supports B2B and B2B2C distribution through telecoms, payment platforms, local insurers, and healthcare providers.

Notable in the African context, the company originated in Ghana and reports reaching millions of customers and beneficiaries across its operating markets. Its flagship B-Care was recognised as “Best New Insurance Product” at the Global Insurance Innovation Awards 2024 by The Digital Banker.

Bima Milvik Facts

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Bima Milvik Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. Learn more

Bima Milvik has 1 recorded funding event.

Total Raised:
Undisclosed

Bima Milvik Investors & Funding Rounds

Acquired by Hector Capital for $119M in 2026Read about this acquisition

Bima Milvik Founders & Leadership Team

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AM
Balaji Jayavelu

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Jobs at Bima Milvik

TitlePosted
BTL & EVENTS OFFICERMay 25, 2026

Frequently Asked Questions About Bima Milvik

Bima Milvik is a digital health and insurance provider that offers subscription-based health cover combining telemedicine, diagnostics, and insurance to deliver cashless healthcare through a network of clinics, laboratories, pharmacies, and hospitals. You typically enroll in a plan such as B-Care, then access remote doctor consultations and covered medical services without upfront payment where your plan and local network apply.

Bima Milvik operates across multiple emerging markets in Africa and Asia, including Ghana, Pakistan, Bangladesh, Sri Lanka, and Indonesia, with additional country operations referenced but not all listed centrally. It is headquartered in Singapore and supports these markets through a regional tech hub in Bangalore.

You can generally sign up for Bima Milvik by choosing a health or insurance plan through its local country brand channels, which may include agents, web forms, mobile apps, WhatsApp, telecom partnerships, or payment platforms. The exact sign-up process and eligibility details vary by country, so you should follow the instructions provided by the local Bima or Milvik brand in your market.

Bima Milvik is best suited for middle-income individuals and families in emerging markets who want affordable, subscription-based health coverage and protection from the financial impact of health, life, and accident events. It also serves people who prefer digital access to care, such as telemedicine and cashless treatment through partner clinics and pharmacies.

You can contact Bima Milvik support using the listed email addresses for its regional operations, such as info@milvik.se for general inquiries, and country-specific addresses like info@gh.milvik.com, help@gh.milvik.com, or Customer.Care@milvikpakistan.com for Ghana and Pakistan. Additional contact options may be available through local websites, apps, or WhatsApp and agent channels in your country.

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