Santam Insurance
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An online insurance and investment platform for individuals and businesses in Kenya and Uganda to buy cover, manage policies, and report claims via web portals.

APA Insurance is a web-based platform for individuals, families, and businesses in Kenya and Uganda to purchase insurance, manage policies, and report claims online.
Key capabilities focus on self-service across multiple product lines:
Available on Web and Android.
The platform serves B2C customers buying personal, health, life assurance, and investment products, and B2B customers seeking commercial covers such as aviation, bonds, marine, goods in transit, fire and perils, crop cover, livestock cover, and cyber insurance, plus group life and corporate health.
Notable in the East African market for offering a broad set of insurance and investment products with multiple online portals for policy servicing and claims, and for operating across Kenya and Uganda. The site states it is regulated by the IRA and powered by APA Digital Factory.
As of Sep 21, 2026, APA Insurance is rated 4.9 on Google Play from 7 reviews with 5K+ installs.
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APA Insurance has raised $2.5M across 1 recorded funding event. The latest was Other in May 2016.
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| Title | Posted |
|---|---|
| Life Insurance Agent | Jun 2, 2026 |
APA Insurance is an online platform for buying, managing, and servicing insurance policies and investment products in East Africa. You can purchase personal and health insurance (motor, travel, home, pet, family health), life assurance (savings plans, education, pension, funeral cover), commercial covers (aviation, cyber, crop, livestock), and investment funds directly through their website. The platform also lets you report claims and access dedicated service portals for different policy types.
APA Insurance operates in Kenya and Uganda.
You can sign up for APA Insurance online by creating an account and purchasing a policy through the APA Customer Portal, or by downloading the official APA Insurance mobile app.
Yes, APA Insurance has a mobile app called APA hAPPiness available on Android . The app lets you buy or renew health, motor, and life insurance policies, file claims, and access your policy records.
APA Insurance is suited for both individuals and families seeking personal, health, life, and investment products, as well as businesses needing commercial covers such as aviation, cyber insurance, crop and livestock cover, group life, and corporate health insurance.
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