Issue cards and embed payments with developer-first APIs
Individuals find the right products. Businesses reach the right audience. One platform, free for both.
Stripe
A payments platform for businesses to accept online and in-person payments and manage billing, subscriptions, and payouts.
Looking for the African Stripe? Paystack, Flutterwave, dLocal, SnapScan, and Pesapal lead the list of African-built alternatives to Stripe, ranked by product authority with review volume as the tie-breaker.
Stripe is a payments platform from the United States that businesses use to accept online and in-person payments, then manage billing, subscriptions, and payouts in one place.
There is no single “African Stripe”, but Paystack is often compared to Stripe because it lets African businesses accept card, bank transfer, mobile money, and USSD payments online or in person. If you need broader multi-country coverage and multiple currencies, Flutterwave supports payment links and payouts in 30+ currencies.
In Kenya, you can use Pesapal to accept M-Pesa and card payments, and also run POS and online checkout. Paystack is also available in Kenya and supports card, bank transfer, mobile money, and USSD payments.
Yes, several do, including Peach Payments , which offers payment links alongside online and in-store payments and settlement tools. Flutterwave also includes payment links, plus invoicing and payouts across the countries where it operates.
Yes, dLocal is built for B2B cross-border payments and helps enterprises collect and pay out using local methods and currencies across Africa and other emerging markets. If you want an Africa-focused gateway that also handles payouts and multiple payment rails like mobile money and USSD in many countries, Flutterwave is another option.
If you are searching for an “African Stripe” or the “Stripe of Africa”, you are usually trying to match how people actually pay on the continent. That often means support for local bank transfers and mobile money, reliable settlement and reconciliation for local entities, pay-in and pay-out in local currencies, and checkout options that work across web, mobile, and in-store POS. None of this makes Stripe a poor choice; it means the market now has local Payment Gateway specialists worth comparing.
Browse the directory below for more apps like Stripe, filter by Payment Gateway, B2B, Payment Links, Multi-currency, or POS, then shortlist options that support your target countries such as Kenya or South Africa.